Brianna Blaney

About Brianna Blaney

Brianna Blaney began her career in Boston as a fintech writer for a major corporation. She later progressed to digital media marketing with various finance platforms in San Francisco.
She prides herself on reverse-engineering the logistics of successful content management strategies and implementing techniques that are centered around people (not campaigns).
In her spare time, she’s a self-proclaimed chef, lives in the middle of the woods, and has a frequent flyer card for birdseed and dog bones.

ACH vs. Wire

You want to integrate as seamlessly as possible with existing accounting and ERP systems. However there are many key steps along the supplier payment process that still require significant manual effort beyond sending out payment instructions to the transfer API for bank, ACH, and wire services.

Payoneer Alternatives

Here, we’ve compiled a detailed breakdown of every top alternative to Payoneer with insights, descriptions and feature comparisons for PayPal, Square, TransferWise, and many more.

Vendor Fraud

Vendor fraud schemes are one of the major challenges businesses face today. Fraud and billing schemes have ruined the financial fortunes of many, and have threatened the survival of some.
To effectively combat vendor fraud, organizations need to know how to identify them, practice due diligence, and establish effective internal controls.

Concur Competition & Alternatives

Although Concur and Tipalti both help companies automate their accounts payable processes, each platform is designed with different features and solutions for finance teams. Here’s a look at some of the differences between Tipalti and Concur.

PayPal Transfer Limit

PayPal accounts have a minimum transaction amount of $0.01. This basically means there is barely any amount of money required to send a transfer with this financial service.

AvidXchange Competition & Alternatives

AvidXchange and Tipalti both help companies automate their accounts payable processes, each platform is designed with different features and solutions for finance teams. Here’s a look at some of the differences between Tipalti and AvidXchange.

Transferwise vs Payoneer

Transferwise and Payoneer are two distinct online payment services that are unique in functionality, concept, and target audience. To compare, you should consider some of the following aspects: ease of use, fees, multi-currency capabilities, travel/debit cards, security.

Stampli Competition & Alternatives

Selecting the AP Automation solution that fits your business’ needs is an important choice, especially for growing teams that need a solution that can scale with their business. Your business may also need specific features such as international payment capabilities, Multi-FX Multi-Entity, or tax and regulatory compliance. Evaluate these feature differences to help guide your decision.

Blanket Purchase Order

A blanket purchase order works in your favor the majority of the time, as long as the procurement process is strategically planned and organized. If the market value is volatile on products or services you provide, then reoccurring needs won’t matter, because you cannot forecast the cost.

Digital Purchase Order

An electronic purchase order process helps a business better track paperwork and keep the budget in check. It’s also necessary for the audit trail it creates.
In the event of a financial audit, all of your documents are in a single spot. This makes it simple to reproduce and share them, protecting your business from legal repercussions or IRS fines.

W9 Automation

Automated W9 management helps tremendously with tax compliance but there are several other factors that make digitization an attractive strategy. Automation cuts down on incorrect information and speeds up the entire process. It facilitates invoice management and vendor finances. It helps you create a W-9 invoice, improve cash flow (less labor), and increase payment options. It’s a smart tool to perform tedious tasks so you can better focus on your business.

IBAN Number

IBAN, or international bank account number, is a universally accepted numbering system that is used to help identify an international bank account. It includes various numeric identifiers, such as a bank account number and country code. This helps financial institutions process international payments more quickly and accurately with fewer mistakes.

What is an Invoice

Invoices are an essential bookkeeping tool for business owners that are used to document sales. Crafting clear, concise, and informative invoices benefits all parties involved. It also enables a business to appropriately represent themselves to the IRS in the event of an audit.
Whether you’re an enterprise or a freelancer, invoices increase the likelihood you are paid on time, every time.

This keeps your business growing, cash flow in the positive, and all the records in the right place.

Bill.com Competition & Alternatives

Iban vs Swift

IBAN vs. SWIFT codes are both internationally recognized for identifying bank accounts when a transfer is being made. The specific identifier required depends on the countries involved, as well as the recipient’s bank.

Payoneer vs PayPal

When it comes to making global payments, you need a financial services company that will meet the organization’s needs. Here we compare Payoneer vs PayPal and consider which one of these payment options might work best for you.

Fintech Stats

There are a lot of general arguments to make for the fintech market and working this into your business model. When it comes to market share and data analysis, the numbers always come out on top.

Accounts Receivable

The term “account receivable” is when a business allows a customer to take immediate possession of a product/service, in return for a promise to pay.

ACH – Automated Clearing House

ACH is short for the Automated Clearing House and is run by the National Automated Clearing House Association (NACHA). It’s a system that facilitates electronic payments in the United States using EFTs (electronic funds transfers).

Swift Code

A SWIFT code is a standard format used when making international transfers between banks and financial institutions. It identifies the branch, bank, and country an account is registered in and communicates the who, what, and where, through BIC (Bank Identifier Codes).

Quote vs Invoice

If you are comparing a quote to an invoice, a lot of the information will be the same. The timing is typically the only thing that differs. Both documents are legally binding with the same agenda—to bring money in the door.

Accounts Receivable Turnover

The accounts receivable turnover ratio is a simple metric that is used to measure how effective a business is at collecting debt and extending credit. It is calculated by dividing net credit sales by average accounts receivable. The higher the ratio, the better the business is at managing customer credit.

How Does PayPal Work?

PayPal works as an intermediary between you and a bank. A user adds a bank account or credit/debit card to the PayPal system and whenever they’re making an online payment, they can select which account to debit. All transactions are processed through PayPal, instead of your bank.

Procurement Process

The beginning of the procure-to-pay accounting process starts with planning. Here are the ten most common stages of the procurement process: