Barbara Cook

About Barbara Cook

Barbara is currently a financial writer working with successful B2B businesses, including SaaS companies. She is a former CFO for fast-growing tech companies and has Deloitte audit experience. Barbara has an MBA degree from The University of Texas and an active CPA license. When she’s not writing, Barbara likes to research public companies and play social games including Texas hold ‘em poker, bridge, and Mah Jongg.

Marginal Cost

Marginal cost is important because businesses can determine their optimum production level for making a profit before costs will increase and monitor increases in variable costs.

NetSuite vs QuickBooks

The choice of NetSuite vs QuickBooks depends on your business type and growth expectations. Small businesses with high growth prospects often start with QuickBooks and move up to NetSuite or another ERP system when their needs and budget grow.

NetSuite Modules Guide

Some of the NetSuite modules are included with the NetSuite platform. Others are add-on modules for an additional cost if selected for your business. The functionality of certain add-on modules, including Work Orders and Assemblies, may be included in other NetSuite modules.

Demand Side Platform

A demand side platform is software used by advertisers and agencies to buy online ad space through a digital marketplace. Publishers list their available advertising slots on digital ad exchanges integrated into the demand side platform.

Accounts Payable Document Management

Accounts payable document management is quickly evolving. AP departments that hope to be efficient in the new environment of paperless document management must learn to streamline their operations using the latest in automation solutions.

Flat file integration vs API

As financial technology evolves, it drives the need for more data sharing across multiple verticals. Automated AP software is often designed for seamless and flexible integration with your ERP through two types of integrations: flat-file and API.

Payment Gateway vs Payment Processor

When you’re running a business you need to understand the payment process for accepting credit cards. A payment gateway and a payment processor perform different functions in obtaining credit card transaction data, getting approval, and processing it for payment.

Tipalti vs Concur

Selecting and implementing an AP automation solution that best fits your business will streamline your financial workflows and save time and money by making the payables processes more efficient.

Net Income

Achieving positive net income is a goal that most companies and small business owners aim to reach. But some startups and hypergrowth companies operate at a loss for several years as they invest heavily to capture market share in their niche.

What Is Expense Management & How to Choose Expense Management Software for Your Business

Expense management is crucial to your business operations, and with the right tools, it doesn’t have to be complicated.

ACH Loan

ACH loans work for some companies with subpar credit. A business applies for an ACH loan with a lending company that offers ACH loans. The lender performs due diligence on the ACH loan applicant’s business but doesn’t require collateral. The applicant’s business credit score isn’t considered for ACH loan approval.

Spend Management

Spend management is important because it prevents unnecessary spending, maintains data accuracy and organization throughout the entire billing lifecycle, and manages supplier relationships.

Intacct vs NetSuite

Both NetSuite and Sage Intacct offer industry-specific solutions and use AI/ML technologies with business intelligence to drive their software. Both software solutions are real-time and cloud-based.

Vendors that Report Business Credit

With adequate payment and credit history, your business may qualify to get bank loans and interest-free trade credit from other suppliers. Some of these vendors for business credit will offer early payment discounts. Trade credit improves cash flow.

Stripe QuickBooks Online

Stripe and QuickBooks are both popular AP tools for digital payments. Stripe payment processing is for any company looking to do business online. Stripe and QuickBooks Online integration allows users to pay invoices and automate Stripe transactions in QuickBooks.

Strategic Finance

Strategic finance is an approach that CFOs and other finance leaders should use. You’ll add significant value to your company through real-time financial and strategic planning and analysis tied to the long-term strategic plan.

Tipalti vs Coupa

Selecting an AP Automation solution that fits your business’ needs is an important choice, especially for growing teams needing a solution that can scale with their business. Consider these scenarios to help you decide when to choose Tipalti or Coupa as an AP automation partner:

ROI

ROI is a useful financial percentage metric measuring stock and portfolio investments’ positive or negative performance. ROI can also be applied to evaluating business investment projects, especially when the returns can be quickly realized on an investment.

Time Interest Earned Ratio

Will your company have enough profits (and cash generated) from business operations to pay all interest expense due on its debt in the next year? Use the times interest earned ratio (TIE), also known as interest coverage ratio (ICR), to make an assessment.

Return on Equity

A high ROE is better because it means that the return on shareholders’ equity is higher. Analyzing ROE computed with the DuPont formula, companies with higher profit margin, asset turnover, and financial leverage increase their return on equity, for a better ROE.