The Xero-certified AI integration you won’t outgrow
Xero works for basic AP, but breaks down when you scale. Tipalti eliminates the pains around manual approvals, payments and tax compliance.
- Automate invoice processing, global payments and employee spend with AI Agents
- Streamline supplier and payee management
- Strengthen financial controls and compliance
- Reconcile in real-time with Xero
“We previously relied on fragmented tools like ApprovalMax, which created a frustrating purchase order process for our team. Tipalti replaced those disconnected tools with a single platform that connects directly to Xero and makes sense to everyone.“
Alla James, Financial ControllerRed Sift
An Official Xero App Partner
How Tipalti AI automates payment workflows for Xero
Tipalti AI agents capture and code invoices, match purchase orders, route approvals, and help resolve Xero sync issues. Your team sets the rules and keeps final say on approvals.
Payee Onboarding
Payees onboard themselves
No matter who you need to pay, suppliers, contractors, or freelancers can easily enter their own contact, banking, and tax details in Tipalti’s Supplier Hub. Reducing manual data entry for your finance team. Tax Scan Agent extracts data from uploaded W-9s to populate supplier records, and Tipalti validates bank details during onboarding to catch errors before payments are processed.
- Onboard payees in 27 languages
- Let payees track payment status
- Brand onboarding for each entity
Invoice Capture & Coding
Capture and code invoices
Go beyond basic optical character recognition (OCR) with AI-powered invoice data capture. The Invoice Capture Agent extracts invoice data at the header and line-item levels, including foreign currency amounts and VAT.
The Invoice Coding Agent assigns GL accounts and fields such as department, location, and tax code based on similar bills. Your team can review and edit the data.
- Capture invoices in 146 languages
- Accept Peppol e-invoices in supported European markets
- Accept invoices through Supplier Hub
PO Matching
Match bills to POs
Manual invoice matching takes time. The PO Matching Agent reads line descriptions in context, so a bill finds its PO match even when the wording differs.
Clean matches move on to approval. Anything outside your tolerance gets flagged for review, with the exception clearly highlighted.
- Support two- and three-way matching
- Set tolerance thresholds for your policy
- Color-code exceptions by size
Approvals
Route approvals automatically
The Bill Approvers Agent uses AI and your predefined invoice approval workflows to route invoices to the right approvers. Your AP team can track approval status, and approvers can review and approve directly from email.
Comments on the bill keep questions and answers together, helping resolve approval delays that can lead to late payments.
- Set approval rules at the header or line-item level
- Approve from email, no login needed
- Add optional payment approvals
Global Payments
Pay anyone, anywhere
Process approved payments in a single payment run, whether paying suppliers, contractors, freelancers, or affiliates. Make payments in 200+ countries and territories, 120 local currencies, and 50+ payment methods, with no separate bank portals.
Manage currency conversion and keep payees informed with automatic payment notifications.
- Convert currencies directly within Tipalti
- Fund from US, Canada, UK, and EU accounts
- Auto-notify recpients when payments go out
Sync
Reconcile in real-time with Xero
Keep payment data in sync with your NetSuite system to reduce error-prone manual reconciliation and close the books faster. Integrations connect AP activity with Xero, including custom fields.
When a record fails to sync, Tipalti’s Sync Resolution Agent diagnoses the issue and guides your team to a solution.
- Sync payment data to Xero sub-ledgers
- Keep custom fields aligned automatically
- Resolve sync issues with AI-guided fixes
Integrate with Xero in just 4 weeks
Easily reconcile detailed payables data and accelerate your financial close with a seamless API integration.
As an official Xero App partner, our implementation team will work with you to automate the manual steps in your Xero workflow. Let Tipalti’s in-house experts guide you through the integration to minimize staff disruptions.
“We reviewed other tools like Bill, but Tipalti sounded more professional. We also liked that Tipalti could sync with our accounting software, Xero.”
Umit Ozaydin, CEODragoman Translation
Tipalti Solutions & Pricing
Pricing built around how you operate.
Start with the features you need today and expand as your business grows.
Tipalti Accounts Payable
A comprehensive AP automation solution – built to handle complex workflows from invoice to reconciliation.
Plans starting at
$99
/month
Includes unlimited users, a self-service supplier portal, and core automation features
Additional Fees:
- Transaction pricing per invoice and payments
- Expand to other modules: Procurement, Expenses, Treasury
- FREE unlimited approvers
Tipalti Mass Payments
Global payouts made simple. Pay creators, artists, sellers, clinical trial participants, and your entire global payee network through a single, unified workflow, with automated tax compliance built in.
Plans starting at
$249
/month
Includes unlimited users, a payee portal, and core automation features
Additional Fees:
- Transaction pricing for payments
Don’t just take our word for it, see what our customers are saying
“Before Tipalti, I often stepped in to help the accounting team at the transaction level because the volumes were too big. Now, I don’t need to—Tipalti can handle the volume from now on.”
“We aim to be one of the fastest to pay in the industry. Some labels only pay quarterly or every six months. But we pay monthly. A primary benefit of joining Create is your YouTube money. We pretty much pay it out three days after we receive it.”
“With Tipalti, there are no limitations with scalability—we haven’t had any incremental work going from hundreds to thousands of publishers.”
“It’s saved us a lot of money—especially in these times. Tipalti made everything more visible so that the team can have greater peace of mind.”
“There appears no end to how far Tipalti can scale with us, and it’s allowed us to focus our limited resources on growing the business instead of administrative and AP tasks. Other digital marketplaces have far less complexity with a lot more administrative work because we didn’t have a solution like Tipalti implemented.”
“Since we automated all of this accounts payable work with the Tipalti platform, my team spends less time managing payables for our 11 international locations than we did when we had just four offices. I’m so glad we rolled out Tipalti.”
FAQs
Your questions answered.
How does Tipalti integrate with Xero?
Tipalti connects directly to Xero via API as a 2-way sync — meaning your finance team gets to choose from Tipalti’s full automation suite (invoice processing, payments, procurement, expenses, corporate cards) while Xero stays your single source of truth for the general ledger across all entities.
Items such as GL account codes, vendor records and custom fields feed from Xero to Tipalti, while bills, payments, credits and fees pass from Tipalti back to Xero. The sync is granular enough to preserve your GL structure and tracking categories, but automated enough that reconciliation becomes a review step, not a rebuild.
How does Tipalti differ to Xero’s native AP solution (bill.com)?
Xero’s native AP solution (powered by bill.com) may handle low-volume, domestic transactions effectively. However, Tipalti is the only AP automation integration built for Xero users who need to scale globally or manage multiple subsidiaries — native integration, multi-entity, unlimited approvers, and multi-currency intelligence that bill.com can’t match.
Can Tipalti help me with mass payouts that are not invoice-backed?
Yes, payouts to creators, freelancers, or affiliates at scale is where Tipalti really shines — Xero has no native mass payout solution. Tipalti plugs directly into Xero with a prebuilt API integration, turning what’s usually a manual nightmare into an automated, compliant payment engine.
Get Up and Running in Weeks, Not Months
Book a demo and take control of your finance operations with Tipalti for Xero.
Let’s Find the Right Solution for You
Give us a few details and we’ll find the best fit for your needs.
