Tipalti Pricing & Costs

Tipalti uses a subscription-based pricing model with transaction-based pricing layered on top. You pay a base platform fee plus fees based on your payment volume, number of entities, and enabled modules. This flexible pricing model allows costs to scale alongside your payment volumes, organisational structure and finance requirements.

Tipalti’s pricing is based on:

• Number of payments processed
  
• Number of legal entities
  
• Enabled modules and features
• Payment methods, currencies and cross-border payment requirements
  

These factors allow finance teams to streamline the accounts payable process, reduce manual data entry, and support scalable supplier onboarding, while aligning costs with actual usage. For the most accurate pricing, we recommend requesting a custom quote.

Yes. Tipalti offers custom pricing for mid-market and enterprise organisations with complex business needs, including multi-entity operations, cross-border payment operations, and advanced tax compliance or fraud features across distributed accounting systems.

Tipalti is modular. You can start with core Accounts Payable or Mass Payments and add modules such as Procurement, Expense Management, and Treasury & FX as your needs evolve, allowing you to streamline finance operations, improve cash flow visibility, and only pay for the functionality you require.

Absolutely. Tipalti is designed to scale with your business, allowing you to activate additional modules at any time without switching platforms or disrupting existing approval workflows, integrations, or supplier onboarding processes.

Implementation costs depend on factors such as the number of entities, countries, payment methods, and integrations required.

Standard implementations are included and cover common AP and payment workflows. More complex environments—such as multi-ERP setups, custom integrations, or advanced compliance requirements—may require additional Professional Services.

Tipalti offers native, bi-directional integrations with leading ERPs—including NetSuite, Sage Intacct, SAP Business One, and Microsoft Dynamics 365 Business Central. These standard integrations are included in your implementation. 

Organisations with unique requirements, such as API-based or custom integrations, may incur additional implementation costs.

Fees vary by payment method and destination. Tipalti supports BACS, ACH, wire transfer, cheques, and other local payment methods across 200+ countries and territories, with transparent pricing so you can choose the most cost-effective option for each payee.

Tipalti provides competitive FX rates built directly into the payment workflow. Automating FX simplifies foreign exchange management, reduces manual reconciliation, and improves visibility into cross-border payment costs.

No. Tipalti does not charge per-user or per-approver fees. Pricing is based on transaction volume, enabled modules and usage—not the number of users or approvers.

This allows finance teams to add approvers, reviewers, and stakeholders as needed without worrying about incremental user costs as the organisation scales.

No. Tipalti does not offer a free tier. However, its modular and transaction-based pricing ensures you only pay for the features and volume you need, helping maximise ROI from day one.

Tipalti automates the entire AP and payment lifecycle, eliminating up to 80% of the workload spent managing payables and accelerating month-end close by up to 50%.

Built-in compliance, global payments, and ERP integrations enable scale without increasing headcount.

Finance teams benefit from real-time visibility into payments and cash flow, automated reconciliation, and centralised financial controls—all backed by enterprise-grade customer support.