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Cross Border Payments

Cross-border payments are transactions sent from one country and received in a different country. Transfer fees, bank fees, local currency, foreign currency conversion rates, exchange fees, and international credit card fees may apply to cross-border transactions. Electronic cross-border payments or money transfers are between online accounts or bank accounts registered in different countries.

Dynamic Discounting

Vendors and their invoiced customers use dynamic discounting without involving sources of third-party financing. When the customer pays vendor-selected invoices for which a dynamic discount is offered, they earn a calculated early payment discount based on the day they pay the supplier invoice. The earlier they pay, the higher the early payment discount the customer receives.

Net 90

Net 90 vendors issue net-90 invoices to customers approved for credit, and suppliers include these invoices in their accounts receivable. Customers record these invoices as accounts payable. If customers pay the invoice balances in full, enabling vendors to receive customer payments within 90 days, they pay no interest on the trade credit.

Coupa Competition & Alternatives

Selecting an AP Automation solution that fits your business’ needs is an important choice. We’ll break down several alternatives to Coupa and offer a comparison of Coupa vs. Tipalti.

Net 60

Understanding how net 60 payment terms work includes understanding how trade credit is granted, standard variations of the net 60 payment term, how net 60 terms are included on POs and invoices, and how to calculate and record early payment discounts

Cash Flow Analysis

If your cash flow analysis shows you are running low on cash, a business can make quicker and more informed decisions. It can adapt by cutting costs, obtaining financing, or increasing income. This is what makes examining cash inflows and outflows one of the most important aspects of maintaining a proactive accounting strategy.

B2B Payments

Business-to-business (B2B) payments are the exchange of goods or services supplied for a determined value that is denominated in currency. B2B payments can be recurring or single transactions, depending on the terms set between the buyer and seller.

Accounts Payable Software

Your accounts payable software is vital for paying your vendors and suppliers in a seamless way. With debts and invoices paid on time, your company can focus on getting the most value out of relationships with an array of business partners. 

Unicorn Hunting 2022

In the past year and a half 711 companies have joined the Unicorn list, meaning that new entries account for almost 62% of all Unicorn companies. Thirteen of these can also call themselves ‘Decacorn’ companies, meaning they have a value of over $10 billion.

Revolut vs TransferWise

TransferWise and Revolut have a close rivalry, as they capitalize on offering cheaper than usual transfer services, regardless of what currency you use.

Finance Automation

Financial automation is the process of using technology to complete financial tasks, so you need less manual labor, resulting in cheaper and more efficient financial processes. Ideally, automating these financial processes frees up time for employees to spend on more complex tasks.

Operational Efficiency

Operational efficiency is the ratio of a company’s input and output, which determines a system’s overall performance. It’s a measure of how much costs are incurred during a financial activity. In this sense, lower costs equate to greater efficiency.

Net 60 Vendors

Net 60 vendors are suppliers offering 60-day payment terms to their approved customers through invoices with due dates. This trade credit from net 60 vendors is interest-free financing when the suppliers receive payment from their customers within 60 calendar days. Net 60 vendors may offer an optional early payment discount with the net 60-day terms. 

Payroll Liabilities

Every time you run payroll, there will be expenses a business owes but has not paid. These are called payroll liabilities and can include employee compensation (earned but not yet received), taxes withheld, expenses (like Social Security and Medicare taxes), and other payroll-related costs.

Accounts Payable Aging Report

Businesses use accounts payable aging reports automatically generated by their accounting software to manage accounts payable balances, identify early payment discounts, and know when payments to their suppliers offering credit terms are due.

PayPal Alternatives

PayPal is one of the oldest online payment systems in the world, but it’s not the only one. Choosing the right financial technology for your business comes with unique challenges and you have to be discerning. Although PayPal is an ideal payment gateway, there are hundreds of alternatives—some of which may be a better fit for your business.

OFX vs Transferwise

OFX makes money on the profit margin between the mid-market exchange rate and their retail rate. Wise makes its money primarily in transaction fees.

Payoneer vs Hyperwallet

When shopping for a mass payment processor, businesses often compare Payoneer, Hyperwallet and Tipalti. Let’s take a closer look at the features of these platforms and how they meet the needs of companies in the digital economy and their capacity to scale globally.

Balance Sheet

Balance sheets are one of the core financial statements presented in business plans and financial models for analyzing potential M&A transactions and establishing a valuation. These balance sheets are prepared with assumptions as estimated projections of future assets, liabilities, and shareholders’ equity.

Inventory Management

An inventory management system tracks an item from the moment of purchase through its time of use. The best methods include detailed records of all materials to optimize inventory levels and ensure availability across multiple channels.

Square vs Paypal

How does PayPal work? It automatically links a credit/debit card or bank account to your PayPal account. Square is a mobile payment platform launched in 2010, that offers a suite of financial software, from point of sale (POS) to inventory management, chip readers, payment processing, and even business capital.

Business Email Compromise

Business email compromise is a widely used scam with variations. Imposters use BEC to steal money or confidential information from companies. 

Income Statement

Income statements are important for assessing a company’s financial performance. Businesses can manage revenue and expenses in the financial plan and budget with variance analysis. Companies use Income statement projections to model and set financial goals.

What is Needed for an ACH Transfer

If you’re looking for a method to make electronic funds quicker and smoother, the Automated Clearing House provides one viable option. This is especially the case if you’re on a budget and need to keep costs as low as possible.

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