Top 5 Yooz Alternatives for UK Businesses

Cut costs, eliminate manual work, and gain full visibility into your payables process.

Yooz is a popular, cloud-based AP automation solution that offers AI-powered data capture, touchless invoice processing, and a network of over one million vendors. It’s an excellent solution for UK businesses to get started with automation and mechanising manual tasks.

However, companies in the UK have fallen behind global peers in AP adoption, with only 5-9% fully digital (compared to a worldwide market of 85%). This is due to UK-specific issues like integration friction, manual inertia, and compliance (specifically e-invoicing regulations, the Fair Payment Code, and the Making Tax Digital ‘MTD’ plan).

This article explores the top Yooz alternatives in the UK (including key features, serviceable market, strengths, pricing, and customer rating) to help you choose the best fit for your business.

5 Signs You’ve Outgrown Yooz

1. You Struggle to Manage Global Payments

Basic AP tools typically lack built-in multi-currency tools and cross-border compliance, forcing manual workarounds for international payables.

2. Invoice Volume is Consistently Growing

When a business processes thousands of invoices, entry-level systems often buckle under the weight of the workload, leading to backlogs and missed deadlines.

3. You Need More Robust Financial Controls

Basic solutions provide only simple role-based approvals without the custom permissions or audit trails that growing organisations require.

4. Integrations are Challenging

Limited prebuilt connectors mean you’re always exporting, formatting, and importing data between systems, slowing the month-end close.

5. Payment Delays and Complaints

Without validation rules or real-time status updates, users face late payments and more vendor enquiries, straining relationships and reputations.

What to Look for in a Scalable AP Solution

End-to-end, global AP automation
Cross-border compliance
Multi-entity workflows and support
AI-powered invoice capture and PO matching
Self-service supplier onboarding
In-depth ERP integrations
Reporting and analytics
Configurable approvals
Comprehensive security

Prioritising these tools helps you avoid the pitfalls of legacy accounting tools and choose a more suitable system designed for high-volume, multi-national workflows.

For more on “must-have” AP capabilities and common pitfalls to avoid, explore our AP Survival Guide.

Top Yooz Competitors to Consider in 2025

Several solutions from established vendors can provide robust alternatives to Yooz for UK companies looking to automate their accounts payable and financial processes. Here are some of the top options:

Tipalti: Best for Global AP Automation
Libeo: Best for Small UK Businesses
Medius: Best for Complex PO Matching
Kefron: Best for Document Management
Spendesk: Best for Spend Integration

Key Features Comparison: Yooz Alternatives

Feature	Yooz	Tipalti	Libeo	Medius	Kefron	Spendesk
Invoice Automation	Vendor memorisation for GL coding. 2- and 3-way matching of total amount only. Rules-based approval flows.	AI-based OCR, predictive GL coding and approval routing, advanced PO matching, best-in-class approval emails, e-invoicing support.	Yes (Automated data extraction).	Comparable capabilities – emphasis on “touchless invoice processing”/ E-invoicing support	No tolerance thresholds in PO match. Limited approval workflows. GL coding using vendor templates – no smart coding.	Header-level OCR. PO matching only for Spendesk POs.
PO Matching	Two and three-way PO matching.	Line-level two- and three-way with discrepancy flagging.	Not a primary feature.	Advanced two and three-way PO matching.	Supported with ERP integration.	Not a primary AP/PO matching feature.
Reconciliation	Emphasis on Sage ERPs. YoozVendorStatements available for supplier statement reconciliation.	Fully managed in-house API and file-based integrations with leading ERPs, instant reconciliation.	Syncs with major accounting tools (e.g., Xero, QuickBooks, Sage) to eliminate manual reconciliation.	Emphasis on legacy large enterprise ERPs. Sage Intacct a partner integration..	No instant payables reconciliation. Supplier statement reconciliation module – compare statements vs received invoices.	Focus on Xero. Other ERPs have one-way API sync to Spendesk + file-based push of payments data back to ERP. No PO sync.
Payment Methods	Automated ACH payments, virtual cards, eCheques, and paper cheques.	Many global and UK (BACS, FPS, CHAPS, SEPA, Wires, PayPal, etc.)	EU/UK B2B payments (SEPA, bank transfers).	Various, often via payment partners. UK specifics vary.	ERP-integrated payments. Direct methods are not primary.	Invoice payments, reimbursements, and Smart Corporate Cards.
Intelligent Data Capture	AI-driven invoice data extraction and integration with 250+ systems.	AI-powered OCR with machine learning for continuous improvement.	Integrates with third-parties for data capture.	Touchless invoice capture with OCR and ML.	AI-powered data extraction with expert optimisation team.	Automated receipt capture via mobile app.
Approval Workflows	Customisable approval workflows.	Yes (Highly customisable, AI-assisted).	Multi-level configurable by staff role, data, and thresholds.	Custom rules, drag-and-drop builder.	Yes (Customisable).	Yes (Customisable for invoices and spend).
Global Payments	Domestic payments (USD<>USD, CAD<>CAD) via partner solutions. YoozPay not available in Europe.	Extensive (120+ currencies, 200+ countries),	Pay to 200+ countries and territories in 120+ currencies via 50+ methods. Globally licenced, bluechip bank partners, fraud protection.	Integration with customer bank(s) or using partners (Paymode in US, Transfermate in EU). Limited global. Not a regulated MSB / EMI,	Varies, UK and Ireland focus.	Yes, multi-currency support.
MTD/VAT Support (UK)	UK MTD compliance VAT number verification and digital record-keeping aligned with HMRC.	Yes, features supporting MTD, such as VAT number verification.	Primarily European tax support, VAT auto-detection, enquire with the vendor for UK details.	Yes, tax compliance features, enquire with the vendor for UK details.	Yes, tax compliance features. Enquire with the vendor for UK details.	Spend policy focus. MTD/VAT assistance via ERP.
Approver Access	Role-based access controls with multi-tier approvals.	Free via email with no login required.	Via subscription. Enquire about details with the vendor.	Email approvals with limited mobile.	Volume-based. Enquire about details with the vendor.	Via subscription. Enquire about details with the vendor.
Supplier Management	3rd party payment partners onboard suppliers and push virtual cards. “Collaborative Portal” to meet e-invoicing requirements.	Yes (Self-service portal, onboarding, validation).	Supplier payment tools.	Supplier management tools.	Supplier portal for invoice visibility.	Focus on employee spend. The supplier portal is not the main feature.
ERP Integrations	Integrates seamlessly with various ERPs like Sage and Acumatica.	Native integrations with top brands like NetSuite, Intacct, QuickBooks, and over 50 additional ERP and accounting systems.	Yes (Accounting/bookkeeping software).	Prebuilt connectors for Microsoft Dynamics, SAP, Oracle, NetSuite (new).	Yes (Many ERPs).	Yes (Seamless ERP integrations).
Fee Splitting	Supported across departments and entities.	Supported across departments and entities.	Limited.May require manual setup.	Split Invoice tool in MediusGo Customer Portal.	Basic project-level cost allocation only.	Manual or ERP-driven. Not a native feature.
Scalability	Midmarket and Sage-focused.	Works for large AP teams and in-depth ERP customisations.	Built for SMEs. Limited scalability for global AP.	Best for high invoice volumes and global workflows.	Designed for UK/IE midmarket. Scales modestly with volume.	Scales fast for those needing centralised spend control.
Multi-Entity	No branding, supplier onboarding, tax compliance, or payment workflows per entity.	Manage multiple entities with different workflows, gain a consolidated view.	Not for complex groups. SME focus.	Possibly for enterprise. Enquire about details with the vendor.	Enquire about details with the vendor	Possibly via ERP. Enquire about details with the vendor
Financial Controls	Enterprise-grade with role permissions, compliance, and audit logs.	High (Enterprise-grade, fraud detection, audit trails).	Good (Centralised management).	High (Internal controls, fraud mitigation).	Good (Compliance and security focused).	High (Strict spend policies).
Best For (UK)	Global, high-growth companies looking to expand with measured control.	Growing/global UK firms, complex AP, multi-entity.	UK SMEs needing simple EU/UK B2B payments.	UK Med-Large firms, AI-driven AP, strong controls.	UK/IE firms, high invoice volume, and AI data capture.	UK SMBs need all-in-one spend control (cards, expenses, invoices).

1. Tipalti: Built for High-Growth AP Teams

Tipalti is a top-reviewed global payables automation platform designed specifically for mid-market to high-growth companies. It’s considered a strong alternative to solutions like Libeo, Medius, Kefron, and Spendesk in certain areas.

Top Features

Comprehensive expense management software with automated reporting and compliance
Robust accounts payable automation from onboarding to global payments
Extensive global payment processing in over 120+ currencies across 200+ countries using various methods (e.g., BACS, SEPA, Faster Payments, international wires)
Real-time spend visibility and controls
Seamless ERP integration with platforms like Oracle NetSuite, Sage Intacct, QuickBooks Online, and Xero.
Features supporting VAT number verification and assist in HMRC MTD compliance requirements

Serviceable Market

Tipalti serves companies of all sizes across many industries, but is especially beneficial for high-growth organisations (including scaling small businesses) with:

High volumes of employee-initiated expenses
Need for global or multi-currency payment capabilities
AP workflows across international borders
The desire to unify financial systems onto a single platform

Strengths

Automation of tedious financial workflows and reporting, reducing manual data entry
Comprehensive tax compliance features for global payables, in particular US
Integrated platform scaling with business growth
Real-time visibility into spending patterns

Pricing

Tipalti pricing is tailored based on transaction volumes, specific feature needs, and company size. It follows a customised subscription model. The first AP automation plan, “Starter,” is priced at £99 per month.

Customer Rating

G2: 4.5/5

Trust Radius: 8.2/10

66% fewer payment errors. 25% faster close. 80% less AP workload.

Explore the Product

Tipalti vs. Yooz: Side-by-Side Comparison

Feature	Tipalti	Yooz
Invoice Management	AI-based OCR, predictive GL coding and approval routing, advanced PO matching, best-in-class approval emails, e-invoicing support.	Vendor memorisation for GL coding. 2- and 3-way matching of the total amount only. Rules-based approval flows.
PO Matching	Two and three-way with automated reconciliation.	Two and three-way PO matching.
Reconciliation and Reporting	Fully managed in-house API and file-based integrations with leading ERPs, instant reconciliation	Emphasis on Sage ERPs. Yooz Vendor Statements are available for supplier statement reconciliation.
Core AP Automation	Strong AP automation with AI, but part of a broader financial operations suite.	Core strength with leading AI-driven automation for invoices.
Global Payments	Comprehensive global payment processing across 200+ countries, 120+ currencies, multiple methods (BACS, Faster Payments, SEPA, etc.).	Domestic payments (USD<>USD, CAD<>CAD) via partner solutions. YoozPay is not available in Europe. Basic multi-currency support.
Procurement Management	Integrated procure-to-pay capabilities, including contract management and vendor sourcing.	Basic purchase order management and matching.
Compliance and Controls	Advanced UK and global tax compliance (VAT, CIS), enhanced fraud detection and& controls.	Fraud detection and customisable approval flows.
Unified Platform	Integrates payables, procurement, expenses, and card management.	Primarily Accounts Payable focused.
UK Accounting Integrations	Excellent coverage (Sage Inc. Intacct, Xero, QuickBooks, NetSuite, etc.).	Good coverage (Sage, Xero, QuickBooks, etc.).

Experience the Full Power of End-to-End AP Automation with Tipalti

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How Other Yooz Competitors Stack Up

2. Libeo

Libeo is a European fintech company from France offering B2B payment and cash flow management solutions.

Top Features

Automated invoice data extraction using OCR
Centralised invoice and payment management
One-click instant supplier payments
Real-time cash flow monitoring
Integration with accounting and bookkeeping software

Serviceable Market

Libeo primarily serves small to medium-sized businesses (SMEs) and accounting firms in Europe, including the UK market. At the time of writing, their website is still only available in French. It targets companies aiming to digitise financial processes.

Strengths

Competitive and affordable pricing from € 59/month
Intuitive and easy-to-use interface
Seamless integration with accounting platforms
Efficient payments management for suppliers

Pricing

Libeo is priced on a monthly subscription model starting at € 59 / month. This accessible pricing makes it attractive for smaller businesses looking to automate accounts payable workflows.

Customer Rating

G2: 4.5/5

Capterra: 5/5

Trust Radius: Not enough ratings

3. Medius

Medius is a Swedish software company offering Medius AP Automation, an AI-driven invoice capture and approval solution, in the UK market.

Top Features

Automatic invoice matching to purchase orders
Real-time budget control during approvals
Comprehensive (360-degree) analytics into AP performance
Audit trails and duplicate payment protection
Supplier management tools
Strong internal control capabilities

Serviceable Market

Medius AP Automation serves medium to large enterprises across industries seeking advanced AP automation capabilities and controls.

Strengths

Powerful process automation
Deeper financial insights
Strong accounting software integrations
Fraud and risk mitigation

Pricing

Medius AP Automation pricing is customised based on required features and the number of users. Contact Medius for an accurate quote.

Customer Rating

G2: 4.4/5

Capterra: 4.3/5

Trust Radius: Not enough ratings

Gartner: 4.1/50

4. Kefron

Kefron provides AI-powered accounts payable and invoice automation solutions with a strong presence in the UK and Ireland.

Top Features

AI-driven invoice capture and data extraction
Integration with a large number of ERP systems
Supplier portal for invoice visibility
Customisable workflows and approval process
Real-time analytics and reporting

Serviceable Market

Kefron targets small to large enterprises in the UK and Ireland, especially those managing ERP changes or high invoice volumes.

Strengths

High accuracy in data extraction
Volume-based pricing for scalability
Strong compliance and security
Ongoing customer support and training

Pricing

Kefron uses a volume-based pricing model based on annual invoices processed, plus implementation fees.

Customer Rating

G2: 4.1/5

Capterra: 4.9/5

Trust Radius: Not enough ratings

5. Spendesk

Spendesk offers an end-to-end spend management platform with built-in invoice automation.

Top Features

Invoice capture, approvals, and workflows
Smart corporate credit cards
Employee expense claim management.
Real-time analytics and dashboards
Customisable workflows
Strict spend control policies
Seamless ERP integrations

Serviceable Market

Spendesk targets high-growth SMBs wanting an integrated solution to control spending as they scale.

Strengths

All-in-one spend management automation
Configurable workflows
Real-time visibility into budgets
Scales with business growth needs

Pricing

Spendesk uses a subscription model. Pricing depends significantly on the modules selected (cards, expense management, invoice processing) and the number of active users.

Customer Rating

G2: 4.6/5

Trust Radius: 7.6/10

Why Tipalti Is the #1 Alternative for your UK Business

End-to-End AP Automation

AI Smart Scan and auto-routing tools ensure the system captures every header and line-level detail of an invoice, with two and three-way PO matching for end-to-end automation. Suppliers, invoices, and payments workflows are all managed from one place.

Full Spend Visibility

Sub-ledger and entity-level processing with deep ERP integrations, reducing manual costs and helping teams close the books 25%+ faster.

Built-in Financial, Regulatory, and Data Security Controls

Tipalti is a KPMG-certified tax engine with tools for W8/W9 collection, OFAC screening, and 3,000+ payment validation rules.

Advanced Global AP Automation

The system is available in several languages, and you can use 50+ payment methods to make payments to 196 countries in 120 currencies.

Manage Multiple Business Entities with Ease

A business can easily manage thousands of transactions across multiple entities and borders in over 200 countries.

Extend your AP solution to Procurement and Expense Management

The system offers advanced tools to complete your procure-to-pay lifecycle, from PO creation and mobile expense reports to guided buying and reconciliation.

Trusted by Finance Leaders. Backed by Industry Awards.

IDC has recognised Tipalti as a leader in mid-market AP automation. Industry analysts applaud the intuitive experience, global breadth, and measurable efficiency.

Backed by thousands of authentic user reviews, Tipalti earns top honours across AP automation, cross-border payments, and financial operations, underscoring its highly trusted reputation with UK organisations.

TrustRadius Top Rated 2024 badge with a blue hexagonal shape and white text, featuring five stars at the bottom.

Final Thoughts: Why Growing Companies Choose Tipalti Over Yooz

As your business scales, AP may quickly outgrow entry-level tools. While Yooz works great for now, it could lead to future bottlenecks. Tipalti is a purpose-built solution that supports modern AP departments managing complex, global operations.

Capabilities	Tipalti Value
Global AP Automation	Pays to 200+ countries and territories, in 120 currencies, using 50+ methods.
Multi-Entity	Offers total transparency and visibility with a complete separation of workflows.
Tax Compliance	Global tax compliance with 62-country validation capabilities and over 3,000 rules.
ERP Integration	In-depth ERP integrations with leading platforms such as NetSuite, Intacct, SAP, and over 50 other ERP and accounting systems.
Controls and Security	High-level security features with SOC 2, OFAC, AML, and detailed audit trails.
PO Matching	Advanced purchase order matching using AI tools like Smart Scan and auto-routing.