Back 
Cut costs, eliminate manual work, and gain full visibility into your payables process.
Tipalti and Quadient AP (formerly Beanworks) are popular AP automation platforms that help Canadian businesses optimize their financial workflows.
While both platforms offer similar features, the real difference is in the approach, depth, and breadth of their solutions.
Choosing the right AP tool can make all the difference in scaling globally, ensuring compliance, and saving both time and costs.
In this article, we compare Tipalti and Quadient AP (a specific accounts payable solution within the broader Quadient platform) in greater detail, highlighting their key strengths, top features, pricing structures, and suitability for Canadian companies.
What Does Tipalti Do?
Tipalti delivers end-to-end AP automation, from self-service supplier onboarding and smart invoice capture to payment execution and tax compliance.
For Canadian companies, Tipalti offers:
- EFT support between Canadian banks
- Localized tax workflows (BN, SIN validation for CRA)
- FINTRAC registration as a Money Services Business
- FX functionalities and intercompany bank transfers
- PO matching with tolerance thresholds for compliance
What Does Quadient AP by Beanworks Do?
Acquired by Quadient in 2021, Beanworks now operates as Quadient AP, which is distinct from Quadient’s broader suite of solutions. It’s known for its user-friendly interface and modular AP tools, including invoice capture and approval workflows.
The system offers:
- OCR for invoice data capture and mobile uploads
- PO and PR creation without tolerance thresholds
- Basic expense management features
- Global payments via partners (no native FX or payee screening)
However, Quadient lacks advanced global compliance, supplier onboarding portals, and built-in FX tools, which are critical for scaling internationally.
Compare Key Features: Tipalti vs. Quadient AP
| Features | Tipalti | Quadient AP |
|---|---|---|
| Invoice Management | OCR with header/line level data capture, change logic, 2- and 3-way PO matching with tolerance thresholds, custom approval flows, and built-in messaging. | OCR with header/line level data capture. Mobile app, email, scan, and direct upload of invoices. PO matching but no tolerance thresholds. |
| Supplier Onboarding | Client-based supplier portal with 26k+ rules to validate payments, status updates, and fee splitting. | None. |
| Tax Compliance | Collect/validate VAT and local tax IDs in 50+ countries against +3,000 rules. DAC7 data collection and tax prep reporting. | None. |
| Global Remittance | Pays to 200 countries in 120 countries using 50 different payment methods. Detailed payee monitoring against OFAC/SDN lists. | All global payments via payment partners and wire only. No payee screening or prepaid cards. |
| Reconciliation and Reporting | API integrations with major ERPs, PO, GRN, and instant payables reconciliation. | API integrations with major ERPs, but it does not send a PDF to QBO. |
| Multi-entity | Manage and reconcile multiple entities with different AP processes. | Multi-entity capability with a consolidated view on the HQ level. |
| Procurement | Integrated procurement with real-time PR and PO creation, budget visibility, and contract interface. | Create PRs and POs, track committed spend, and set spend limits—no contract management. |
| Expense Management | Automated expense policies, global reimbursement, automatic reconciliation, and a mobile app. | Mobile app for expense reports, approval workflows to ensure compliance, and automatic GL coding. |
| FX Solutions | Simple currency conversion, advanced FX solutions, Payee FX, and intercompany bank transfers. | FX capabilities with Cambridge global wire transfers, but no FX hedging or intercompany bank transfers. |
| Managed Services | An optional service for correcting exceptions and improving OCR. | None. |
Tipalti Features Overview
Tipalti’s end-to-end AP automation platform simplifies invoicing, ensures tax compliance, and secures global payments.
Its core AP features include:
Invoice Management
Automate invoice data capture, purchase order matching, and approval workflows using AI-powered Smart Scan to eliminate manual data entry and accelerate processing.
Global Payments
Secure, on-time payments to 200+ countries in 120+ currencies using 50+ payment methods. All payments are equipped with built-in fraud detection, OFAC screening, and AML safeguards.
Tax and Compliance
Maintain regulatory global compliance with a KPMG-certified tax engine, automated W-8/W-9 tax form collection and validation, global ID checks, DAC7 support, and detailed audit trails.
Multi-entity Support
Manage multiple subsidiaries with entity-specific tax flows, approval workflows, and branding, all while maintaining a consolidated global view of your payables.
Seamless Reconciliation
In-depth integrations with ERP systems accelerate reconciliation and month-end close. Gain accurate, real-time visibility into payables across entities.
AI Assistant and Intelligent Agents
Tipalti’s AI Assistant and smart agents automate routine AP tasks, answer finance questions, and flag anomalies in real time—boosting efficiency and accuracy for Canadian teams.
Integrated Secondary Solutions
Procurement
Simplify the procure-to-pay (P2P) process with guided global buying, pre-approved vendors, and built-in controls that reduce maverick spend and improve compliance. The procurement module integrates with AP and expenses to optimize spend management.
Expense Management
Empower team members with mobile tools for automating expense reports while managing reimbursement and taxes on business expenses.
Tipalti ERP Integrations
Tipalti integrates with major ERP and accounting systems, including:
- Oracle NetSuite (including OneWorld)
- QuickBooks
- Sage (Intacct, 50, 100, 200, 300, X3, Bright Pearl)
- Xero
- Acumatica
- Microsoft Dynamics 365 (Business Central, F&O, NAV, GP)
- SAP (Business One, S/4HANA, ByDesign, ECC)
- Oracle Fusion
- Workday
- Infor Syteline
- Visibility
- Odoo
- QAD
- IQMS
Tipalti Pricing
Tipalti’s pricing model is built to scale with your business needs. As your AP process grows more complex—whether you need advanced tax workflows for CRA compliance, support for multiple entities, or international payment capabilities, Tipalti can expand alongside you.
Pricing starts at $99/month for the platform fee. As your organization grows, you can seamlessly add advanced features like expense management, vendor management, and global payments.
Customer Quotes
Without Tipalti, we’d have 10 people in AP as opposed to the two people we have right now. And we can still close on the second day of the month.
Flora-Rica Abiva, Senior Accounting Manager, Zola
Read the full Zola customer case study.
So now we close our accounts payable on day 2 versus before we were closing it on day 4 or 5. It’s about 2 to 3 days.
Christine Larocque, Director of Accounting, Tidan
Read the full Tidan customer case study.
Outgrowing Quadient AP’s limited integrations and manual workarounds?
Tipalti eliminates 80% of AP workload, accelerates close by 25%, and reduces payment errors by 66%—helping finance teams scale with greater efficiency and confidence.
Quadient AP Features Overview
Quadient AP automates invoices and payments, and supports multi-entity AP management.
These are the core features of its AP module:
Invoice Processing
AI-powered OCR captures invoice data and auto-codes GL based on past data. Digital invoice storage enables searching of invoices by vendor, amount, legal entity, or GL code.
Approval Flows
Admins can create approval flows for specific legal entities or global level based on dollar amount, unit, or GL account.
Reconciliation
Quadient AP offers API and file-based integrations with ERPs, such as Sage, Xero, and QuickBooks.
Integrated Secondary Solutions
While Quadient AP (Beanworks) is focused on accounts payable automation, the broader Quadient platform also provides these solutions:
AR Automation
Streamlines invoicing, payment collection, and reconciliation with built-in digital payment options.
Customer Communication
Inspire Evolve (for SaaS companies) and Inspire Flex (for enterprises) leverage AI to facilitate on-demand and batch customer communication.
Document Management
Automates business document-related repetitive tasks and centralizes document preparation and distribution.
Quadient ERP Integrations
Quadient integrates with a variety of ERPs and accounting systems, including:
- Sage
- SAP
- Oracle
- SalesForce
- Workday
- Xero
- Quickbooks
Quadient AP Pricing
Quadient does not publicly disclose specific pricing for its AP solution. Costs will vary based on factors like the size of your business, the number of users, the volume of invoices processed, and the specific features or tools needed.
When to Choose Tipalti
You need a solution that offers high value
Tipalti offers unlimited approvers for its price point, with direct email approval capability (no login required). As a result, most customers need only a few Tipalti Hub user licenses.
Unlike Quadient, which charges a premium for top-notch customer support, Tipalti offers responsive support across plans with more direct communication channels and expanded hours.
You need to scale on a global basis
Tipalti is built to help your Canadian business scale globally. It supports entity-specific branding, AP, and tax workflows, as well as a customizable supplier hub and a consolidated financial view.
Businesses can make global payments in 200 countries, manage global reimbursements, and leverage FX solutions, like hedging to reduce currency risk.
Quadient AP lacks features, such as supplier onboarding, tax workflows, or branding/communications tailored to each entity.
Wires only go through a third party, and there is no payer FX, hedging, or intercompany bank transfers.
You need procurement and invoice processing
Quadient offers basic procurement features, such as the ability to create a purchase request, budgetary control, and PO matching.
Tipalti’s procure-to-pay software is far more nuanced, featuring AI-powered intake, parallel approvals, a dashboard for purchase overview, and seamless integration with AP, expenses, and payments.
Tipalti also offers advanced invoice processing with automated data capture, predictive smart logic powered GL coding, and smart approval routing. In contrast, Quadient’s routing is rules-based and features newly added line-level functionality (with no managed services).
When to Choose Quadient AP
You need an accounts receivable solution
Quadient automates accounts receivable processes, enabling businesses to collect cash 34% faster while working 3x less. The platform purchased YayPay in 2020 and continues to offer AR tools to complement its AP features.
You need a simple solution that does not require end-to-end AP automation
Are you looking for a modular approach to AP management? Quadient may be a better fit. The system offers a piecemeal approach to AP automation compared to Tipalti’s end-to-end platform.
Instead of automating every step of the AP process out of the box, Quadient focuses on specific elements like invoice capture, approval workflows, and expense management.
You require a simple user experience with limited customization
Quadient is known for its simple implementation and ease of use. The learning curve is small for finance teams, and the system boasts a user-friendly interface.
The setup process is fairly intuitive, making Quadient a suitable platform for small teams.
Four Signs It’s Time to Upgrade to Tipalti
1) You spend too much money and time on manual invoice processing
While Beanworks automates basic invoice capture, it lacks the tolerance thresholds and managed services that Tipalti offers. The platform has AI-powered OCR, smart logic for approvals, and email-based sign-offs. This cuts manual workload by up to 80%. If Beanworks isn’t saving you enough time, Tipalti will give you a deeper level of automation and efficiency.
2) You’re planning to scale internationally
Beanworks only supports global payments through third-party wires. It lacks FX tools, tax compliance, and multi-currency UI support. Tipalti manages global payments in 120+ currencies, offering built-in compliance, FX hedging, and payee screening. If your business is scaling beyond Canada, Tipalti is built for that type of growth—Beanworks is not.
3) You require a more complex solution for procurement or expense management
Beanworks offers basic purchase order and expense tools but lacks advanced procurement tools, custom policies, and approval logic. Tipalti offers modules for end-to-end procurement, including spend controls, role-based reviews, and custom workflows. If you’re losing transparency or struggling to enforce policies, Tipalti provides AP teams with the control that Beanworks lacks.
4) You’re paying more for user licenses or customer support
Beanworks typically charges for premium support and requires more user licenses because it has a limited approver structure. Tipalti offers unlimited approvers, email approvals, and responsive support. If you find Beanworks support slow or costly, Tipalti may have better customer service, scalability, and total cost of ownership.
Tipalti is Trusted by Finance Leaders and Backed by Industry Awards
Tipalti is a top-rated AP automation platform, recognized for innovation and customer trust. Winner of the 2025 FinTech Awards and G2’s leader in AP automation, tax, and payments, Tipalti helps finance teams save time and achieve measurable ROI.
Save Time and Money with Accounts Payable Automation
The high costs of manual labour and paper usage drive more and more Canadian businesses to go digital every day. Adding accounts payable automation technology to your workflow means spending less time on data entry and more time on strategy and growth.
When comparing the benefits of Tipalti vs. Quadient AP automation by Beanworks, consider your organization’s short—and long-term needs.
If you plan to expand internationally and work with more suppliers, Tipalti’s automated AP solution enables you to scale rapidly while enhancing visibility, mitigating fraud, and increasing cash flow.
Ready to Move Beyond Quadient? Scale Confidently with Tipalti
Learn why Canadian finance teams choose Tipalti to streamline payables, expand global reach, and eliminate manual processes—so you can focus on growth, not paperwork.
