Redefine Finance
Productivity with AI

Tipalti AI powers Tipalti AI Agents and the conversational agent Tipalti AI Assistant. Tipalti AI is embedded throughout Tipalti financial automation solutions—accounts payable, global payouts, procurement, employee expenses, supplier management, and tax compliance. It streamlines and automates manual workflows or processes, such as invoice automation, purchase order matching, tax compliance, and ERP system sync resolution.

It is designed with an agentic focus in mind to automate tasks where needed and collaborate with finance teams to accomplish more complex work and higher business needs across their financial operations.

AI transforms accounts payable from manual, error-prone tasks, into faster, smarter, and more reliable workflows. By applying automation and intelligence across the AP finance lifecycle, AI can help with the following:

• AI Invoice automation to streamline invoice capture and coding
  Use optical character recognition (OCR) software and natural language processing (NLP) to automatically extract data from invoices, match them to POs, and assign the correct GL codes—reducing manual entry and errors.
• Accelerate approvals and workflows
  Route invoices to the right stakeholders for approval based on rules and context. AI also learns from past activity to recommend faster, more accurate approval paths.
• Enhance fraud detection and compliance
  Flag duplicate invoices, unusual vendor activity, or out-of-policy spend in real time, helping finance teams reduce risk and stay compliant.
• Enable self-service and support
  AI assistants can instantly answer questions like “How many invoices are pending approval?” or “When will Vendor X be paid?” This empowers finance teams and reduces AP help-desk workload.
• Generate Custom reports
  With simple natural language prompts like “Show me unpaid invoices from the past 30 days,” advanced AI finance assistants can query AP systems directly, saving significant time and helping finance teams make faster decisions.

AI makes accounts payable processes faster and more scalable by reducing manual work and errors for finance professionals. AP departments use it to do the following, for example:

• Automates repetitive tasks like data entry and invoice matching, cutting processing times by days.
• Reduces exception handling and manual approvals, so teams can handle higher invoice volumes without adding headcount.
• Improves accuracy and compliance, minimizing rework and audit risk.
• Provides real-time insights into cash flow and payment status, helping finance teams make quicker, smarter decisions.
• Streamline AP processes by automatically extracting invoice data, validating information, and coding invoices with greater accuracy. AI invoice automation helps to process invoices faster. 
• Automates ERP integration sync to help streamline operations and overall finance bookkeeping.

AI Agents in AP automation are specialized, task-focused AI models that autonomously handle routine processes across the accounts payable lifecycle – covering invoices, approvals, fraud detection, tax compliance, and reporting. Unlike generic AI tools, they’re designed to execute specific jobs and tasks reliably and at scale for finance teams.

Tipalti AI Agents are available within Tipalti Accounts Payable solution.

Examples include:

• Invoice Capture Agent: captures, validates, and codes invoices automatically.
• Bill Approvers Agent: routes requests to the right stakeholders, learning from past activity to speed up approvals.
• PO Matching Agent: matches invoices with purchase orders by analyzing contextual descriptions
• Reporting Agent: generates real-time spend or payment reports from natural language prompts.

• AI Invoice Automation is the most specific term. It refers to the use of AI to automate the processing of invoices, including tasks like data capture, validation, and matching. 
• AI-Powered AP Automation is a broader term. It encompasses AI invoice automation but also includes other AI-driven features across the entire AP workflow, such as intelligent approval routing, fraud detection, and predictive analytics for cash flow. This describes a complete solution that uses AI from start to finish.
• Accounts Payable AI is the most general term. It refers to the overall concept and application of artificial intelligence within the AP function or AP solutions.

Yes. AI can proactively detect duplicate invoices, flag unusual vendor activity, validate tax forms, and enforce approval workflows. If AI is built into these finance workflows, these checks can reduce fraud risks and improve audit readiness.

Tipalti’s AI features may use multiple third-party foundational models, depending on the feature and use case. These may include model families from providers such as OpenAI, Anthropic, Amazon, Meta, and Google. Our model choices may evolve over time as we evaluate performance, security, reliability, and customer need.

No. Tipalti does not use customer data to train or fine-tune third-party AI models used to provide our AI features.

No. Tipalti does not use data from one customer’s instance to train, fine-tune, or improve AI models or features for other customers. Customer inputs and outputs are used only to provide the AI feature requested by that customer and to support that customer’s use of the Services.

Depending on the feature and the data submitted by the customer, third-party model providers may process customer data, including personal data, to generate the requested output. Tipalti uses contractual and technical controls designed to limit such processing, and additional information about relevant providers is available in our subprocessor disclosures.

Yes. Tipalti implements guardrails for applicable AI features, which may include measures such as input validation, output filtering, and content moderation. These controls are designed to reduce the risk that sensitive or inappropriate content is submitted to or generated by those features.

Tipalti AI features are designed to minimize errors by working exclusively with structured, trusted data from your Tipalti instance. However, AI-generated outputs may at times be inaccurate or incomplete, and users should review important outputs before taking action.

Yes. Tipalti AI operates within the platform’s existing role-based access control framework.

Yes, customers may choose to disable any or all AI features. However, doing so may limit the full functionality of our product.