Puzzle Overview
Industry
Business services
Company Size
Sub 100
Current ERP
QuickBooks
Region
United States
Tipalti Products Used
Mass Payments
Challenge
Puzzle was scaling its Latin American contractor network fast and needed a payout partner to deliver reliable, low-friction cross-border payments. After a payroll disruption in late 2024, the finance team reassessed whether their current provider could still support the rapidly expanding business.
Solution
Puzzle evaluated multiple international payment providers across cost, usability, and payout speed. After extensive side-by-side research, they chose Tipalti. None of the other solutions they explored matched Tipalti’s ability to process contractor payments in under 24 hours while keeping the workflow simple and funds flowing directly to contractors’ bank accounts.
Results
With Tipalti, Puzzle scaled from 4 contractors to 80, now processing roughly 180 payments per month in about 15 minutes.
The Challenge
High-Risk Payment Processes Threatened Talent Retention
Puzzle is a tech staffing firm built on the expertise of global contractors who deliver high-tier engineering talent to clients. At first, paying Puzzle’s team of four contractors with manual bank transfers was manageable. However, as the company rapidly expanded to nearly 80 contractors across multiple countries, this approach was expensive and unsustainable.
Each international transfer incurred a $65 fee, and the lack of tracking or predictable timelines led to confusion, delayed payments, and operational stress. In one instance, funds sent to Brazil were delayed for weeks due to intermediary processes, frustrating both the company and its contractors.
Payouts became increasingly complex, with error-prone manual processes and payment delays undermining contractor trust and retention during a period of rapid growth. Puzzle needed a solution that could handle payments efficiently and ensure reliability and scalability as the company expanded its global workforce.
Before Tipalti, we were basically sending money internationally with no control. It was risky, expensive, and we never knew if it would arrive.
Allan Lopez
CFO, Puzzle
The Solution
Secure, Automated Global Payouts That Supported Scaling
To address the growing complexity of global contractor payments, Puzzle turned to Tipalti. Using the self-service payment portal and automated workflows, Puzzle eliminated manual bank transfers along with the associated risks, inefficiencies, and high fees.
By consolidating global payouts into a single CSV upload, Puzzle’s finance team transformed a manual process into a 15-minute workflow, leveraging Tipalti for real-time tracking and comprehensive Latin American coverage essential to their expansion.
While many vendors offered basic automation, Tipalti provided the 24-hour processing speed Puzzle needed for global operations. By ensuring high-speed, on-time payouts, they successfully enhanced the contractor experience. Tipalti’s ease of use and reliability allowed Puzzle to focus on growing the business because they had the operational foundation they needed to scale its network 20x–without losing any contractors due to erratic, delayed payment processing.
Contractors were paid accurately and promptly, even as Puzzle experienced explosive 20x growth, ensuring operational stability throughout their rapid global expansion.
One of the reasons we’ve stayed with Tipalti is how fast payments are processed—nobody else could beat less than 24 hours.
Allan Lopez
CFO, Puzzle
The Result
Enhanced Contractor Satisfaction and Global Growth
With Tipalti, Puzzle has transformed its payroll operations, achieving efficiency, reliability, and scalability. The company now processes approximately 180 payments per month for its 80 Latin American contractors in just 15 minutes. This streamlined approach has alleviated operational stress and eliminated the risks associated with manual bank transfers, such as payment delays and tracking uncertainties.
By ensuring fast, direct payments to bank accounts, Puzzle has fostered trust and loyalty among its growing workforce. This operational reliability has served as a critical retention engine, resulting in zero resignations among software engineers over the past two years—a significant competitive advantage in a high-turnover industry.
Tipalti’s consistent performance has allowed Puzzle to focus on its core business—staffing high-value tech roles—without the distraction of troubleshooting payment issues. The platform’s ability to scale alongside Puzzle’s growth ensures long-term support as they continue to expand their global workforce and scale the business.
We have not had a resignation from a software engineer [payees] for the last two years. Part of them being very happy about working with Puzzle is the fact that they always get paid on time.
Allan Lopez
CFO, Puzzle
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