Tipalti Pricing & Costs

Tipalti uses a subscription-based pricing model with transaction-based pricing layered on top. You pay a base platform fee, plus fees determined by your payment volume, number of entities, and enabled modules. This structure ensures your costs scale with your business needs as your accounting and ERP systems grow more complex.

Additionally, Tipalti Accounts Payable includes the Tipalti Card, which offers cashback on invoice payments. This feature further reduces costs and improves the overall ROI on your Tipalti investment.

Tipalti’s pricing is based on:

• Number of payments processed
  
• Number of legal entities
  
• Enabled modules and features
  
• Global payment methods and currencies

These factors allow finance teams to streamline the accounts payable process, reduce manual data entry, and support scalable supplier onboarding, while aligning costs to actual usage. For the most accurate pricing, we recommend requesting a custom quote.

Yes. Tipalti offers custom pricing for mid-market and enterprise organizations with complex business needs, including multi-entity operations, global payments across multiple providers, and advanced tax compliance or fraud features across distributed accounting systems.

Tipalti is modular. You can start with core Accounts Payable or Mass Payments and add modules such as Procurement, Expense Management, and Treasury & FX as your needs evolve–helping you streamline finance operations and improve cash flow visibility without overpaying for unused functionality.

Absolutely. Tipalti is designed to scale with your business, allowing you to activate additional modules at any time switching platforms or disrupting existing approval workflows, integrations, or supplier onboarding processes.

Implementation costs depend on factors such as the number of entities, regions, payment methods, and integrations required.

Standard implementations are included and cover common AP and payment workflows. More complex environments—such as multi-ERP setups, custom integrations, or advanced compliance requirements—may require additional Professional Services.

Tipalti offers native, bi-directional integrations with ERPs such as NetSuite, Sage Intacct, SAP Business One, and Microsoft Dynamics 365 Business Central. 

For organizations with unique requirements, API-based or custom integrations may involve additional costs.

Fees vary by payment method and destination. Tipalti supports ACH, wire transfer, check, Tipalti Card, and other local payment methods across 200+ countries and territories, with transparent pricing so you can choose the most cost-effective option for each payee.

Tipalti provides competitive FX rates built directly into the payment workflow. Automating FX reduces reliance on banks, minimizes manual reconciliation, and simplifies international payments while maintaining real-time visibility into payment costs.

No. Tipalti does not charge per-user or per-approver fees. Pricing is based on transaction volume, enabled features, and usage, not user seats. 

This allows finance teams to add approvers, reviewers, and stakeholders as needed without worrying about incremental user costs as the organization scales.

No. Tipalti does not offer a free tier. However, its modular and transaction-based pricing ensures you only pay for the features and volume you need, helping maximize ROI from day one. Additionally, Tipalti Accounts Payable includes the Tipalti Card, which offers cashback on invoice payments. This feature further reduces costs and improves the overall ROI on your Tipalti investment.

Tipalti automates the entire AP and payment lifecycle, reducing manual effort by up to 80% and accelerating month-end close. Built-in compliance, global payments, and ERP integrations enable scale without increasing headcount.

Finance teams gain real-time dashboards, automated payment reconciliation, and centralized visibility, supported by enterprise-grade customer support.