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Top Payoneer Competitors for Mass Payouts

Brianna Blaney
By Brianna Blaney
Brianna Blaney

Brianna Blaney

Brianna Blaney began her career as a fintech writer in Boston for a major media corporation, later progressing to digital media marketing with platforms in San Francisco. She has worked as a financial writer for Tipalti for 7+years, keeping a close eye on shifting trends and reporting on the ever-evolving landscape of financial automation. She prides herself on reverse-engineering the logistics of successful content and implementing techniques centered around people (not campaigns). In her spare time, she loves to cook and take care of her pet squirrel, Marshmallow.

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Updated November 25, 2024
Alternatives
Mass Payments
Software Comparison
  1. Tipalti
  2. PayPal Payouts
  3. Hyperwallet
  4. Stripe Connect
  5. Trolley
  6. Wise (fka Transferwise)
  7. Skrill
  8. Mangopay

We live in a shifting economy that relies on mass payments to keep global businesses in action. The cross-border payments market is expected to reach $156 trillion by 2025, and this growth is driven by the expansion of e-commerce and global trade.

Payoneer is an ideal payment gateway and a top choice for mass payments. However, there are a variety of alternatives that may suit your business better. Look for features that include:

  • Local and international transactions
  • Send/receive payments between bank accounts
  • Money transfers
  • Low conversion fees
  • Local currency
  • Working capital
  • Access to international networks and marketplaces

Feature Comparisons of the Top Payoneer Alternatives

BrandPriceGlobal Reach and CurrenciesPayment MethodsIntegrationsInternational Payments
Tipalti$$$196 countries and 120 currenciesUS ACH, global ACH, wire transfer, PayPal, paper check, and prepaid debit cardAgnostic integration, plugins, and flat-file integration or APIs, accounting, ERP, and payments.
PayPal Payouts$156 global markets in 23 currenciesACH, eCheck, CC, debit card, and prepaid debit card.Accounting and e-commerce.
Hyperwallet$200+ countries and 150+ currenciesBank transfers, prepaid cards, PayPal, eWallets, cash pick-upPayPal, Braintree, API endpoints, and drop-in UI components
Stripe Connect$35 countries and 135+ currenciesACH, bank transfers, debit/credit cards, wires, SEPA direct debitAccounting software, e-commerce, and ERPs like Oracle
Trolley200+ countries and 135 currenciesLocal and international bank transfers, e-wallets, PayPal, and VenmoMajor accounting and ERP systems with integrations through Zapier
Wise (formerly Transferwise)
$$80 countries and 50+ currenciesCredit card, debit card, wire transfer, or bank account ACH.Open API
Skrill$200 countries and 40+ currenciesCredit and debit cards, local payment methods SOFORT, iDEAL, and Rapid Transfer, cryptocurrencies, digital walletsE-commerce and accounting apps 
Mangopay$170+ countries and 60 currenciesBank transfers, credit and debit cards, SEPA direct debit, digital wallets, cryptocurrencyAccounting, e-commerce, marketplaces, on-demand, and APIs

15 Alternatives to Payoneer for Mass Payments

#1) Tipalti

Tipalti makes automating payables safer, faster, and more efficient. The end-to-end mass payable solution functions seamlessly in a unified cloud platform with built-in tax compliance.

The mass payables genius allows you to secure reimbursements to 196 countries in more than 120 currencies, using 50+ global payment methods. It makes borderless business possible.

Manage out-of-pocket expenses and card transactions in one place and gain control over spend with a Tipalti card (both physical and virtual).

From virtual payment services to AP automation and digital marketplaces, Tipalti is a robust solution that delivers a white-label experience worldwide.

Pricing

Tipalti has specific pricing for its mass payment features. They offer two separate plans:

Accelerate

  • Customizable, embeddable payee self onboarding
  • W9/W8 collection and TIN validation
  • 50+ payment methods to 196 countries in +120 currencies
  • Two-way API sync with leading performance tracking software and ERPs
  • Global multi-entity and multi-currency infrastructure
  • Option to add Expenses

Plus

  • Option to add AP, Procurement, Expenses, and Card
  • Includes all Accelerate features
  • Tipalti Detect® risk module for fraud monitoring
  • Self-billing with payee approvals
  • Access to Tipalti Developer Hub and APIs

Tipalti Strengths

Tipalti Weaknesses

  • Some issues syncing certain integrations
  • Reporting tools can have a steep learning curve
  • Cannot change data once an invoice is processed

#2) PayPal Payouts

PayPal has become a major player in the P2P and B2B financial services space since 2003. It’s the leader of the pack — and for a good reason: PayPal accepts all major payment types from customers right on the spot.

PayPal also has a mass payables feature called Payouts. You can make payouts in 23 currencies and over 156 global markets. It’s easy to sign up with a simple PayPal Id or through Venmo.

When you pay in USD, CAD, AUD, EUR, MXN, and GBP, PayPal Payouts automatically converts the payment. You can review and track each PayPal Payout transaction from a single dashboard. Additionally, a business can view it’s entire mass payment history and download transaction details.

Pricing

A PayPal account is always free. However, PayOuts has a web rate of 2% and an API rate of $0.25. All other currencies have the same web rate (2%) but will vary for the API rate. The cap is up to $1 per payment.

If currency conversion is needed, Payouts applies a fee ranging from 3% to 4%, depending on the currency. These fees can add up if a company often deals with global payees.

PayPal Payout Strengths

  • Available in over 200 countries and supports 25 different currencies
  • Payment gateway where mass payments are processed quickly
  • With a single click, send out multiple payments in bulk, saving time on manual transactions

PayPal Payout Weaknesses

  • Fees become significant, especially when dealing with large transactions or international payments that require currency conversion
  • There are some countries where Payout services are limited or unavailable
  • Reporting and reconciliation tools for Mass Payments are more basic

#3) Hyperwallet

Hyperwallet, a PayPal service, is a global payment platform designed to streamline mass payouts for businesses that need to pay multiple individuals worldwide. It supports payments in more than 200 countries and territories and offers flexible disbursement options like bank transfers, PayPal, prepaid cards, and eWallets.

The platform is ideal for businesses in the gig economy, marketplaces, or affiliate networks that require frequent or large-scale payouts. Hyperwallet provides robust features like payment tracking, reporting, and compliance with local tax regulations, making it a strong choice for companies managing payouts at scale.

Pricing

Hyperwallet’s pricing will vary based on transaction volume, payment method, and currency conversion requirements.

Standard fees include transfer fees which can reach up to $1 per transaction in some regions. Fees for currency exchange range from 2.5% to 3.5%, depending on the currency. In some cases, there may also be a setup or maintenance fee.

Hyperwallet Strengths

  • Multi-currency support and payments to 200 countries in 150+ currencies
  • Payout methods include bank transfers, prepaid cards, PayPal, eWallets, even cash pick-up
  • Compliance and tax reporting with KYC and AML checks

Hyperwallet Weaknesses

  • Complex pricing structure with fees that can vary based on a variety of factors
  • Currency conversion fees (2.5% to 3.5%) slightly higher than competitors
  • Payee onboarding may require additional steps, particularly those with digital wallets

#4) Stripe Connect

Stripe Connect is a powerful platform for managing mass payments and multi-party transactions. It is specifically designed for marketplaces, platforms, and businesses with complex payment flows.

Stripe Connect offers a range of payment options, including direct payouts to bank accounts and debit cards in 135+ currencies and 35 countries. It also manages compliance issues like identity verification (KYC), tax reporting, and anti-money laundering (AML) requirements.

With its API-driven infrastructure, the system allows companies to create fully customizable experiences. It works best for businesses with unique payment needs, like ride-sharing services, crowdfunding platforms, and online marketplaces.

Pricing

Stripe Connect’s pricing is structured in tiers, and the total cost depends on the payment method and other services used. Common fees are:

  • Standard: Stripe charges 2.9% + $0.30 for each card payment. It’s 0.8% per transaction for ACH transfers, capped at $5.
  • Payout: Instant payouts to debit cards are going to cost 1% of the payout amount, with a $0.50 minimum fee.
  • Currency Conversion: A currency conversion fee of 1% applies when dealing with global transactions.

Stripe may have charges for advanced services like identity verification, tax forms, or managing chargebacks.

Stripe Connect Strengths

  • API-first approach allows for customized systems ideal for complex requirements
  • Payments in over 135 currencies and compliance with KYC, AML, and tax reporting
  • Flexible payout options, like instant payouts to debit cards where speed is crucial

Stripe Connect Weaknesses

  • Developer-dependent with a certain need for technical expertise for full implementation
  • Currency conversion fees may be higher compared to other payment providers
  • Limited payout options by country, with some methods only available in certain regions

Ready to scale your payables? 

How are growing, overachieving, digital-first businesses dealing with payment challenges? Find out in our latest eBook.

#5) Trolley

Trolley (formerly Payment Rails) is a mass payment platform designed to efficiently send payments to freelancers, suppliers, creators, and partners worldwide. It supports payments in over 200 countries and 135 currencies, with various payment methods, including bank transfers, PayPal, prepaid cards, and even cryptocurrency.

The flexible platform provides tools for payment tracking, automated tax form generation, and comprehensive compliance features like Know Your Customer (KYC) and Anti-Money Laundering (AML) checks. It offers a developer-friendly API that allows for integration with legacy systems, providing a customizable payout experience.

Pricing

Trolley uses a pay-per-use model. This means fees vary depending on transaction volume, payment method, and geographic location.

Common fees:

  • Bank Transfers: Costs $1 to $3 per domestic transfer and $5 to $20 per international transfer, depending on the country and bank
  • PayPal: 2% of the payment amount for payouts.
  • Currency Conversion: The currency exchange fee ranges from 1% to 3%, depending on the currencies involved.
  • Account Maintenance: Additional fees for account setup, advanced features, or custom integrations.

Companies with larger volumes of transactions can typically negotiate custom pricing.

Trolley Strengths

  • Supports payments to over 200 countries and 135 currencies with various payment methods
  • Customizable API makes it a developer-friendly platform for tailored workflows
  • Real-time payment tracking to monitor payment status and reduce inquiries

Trolley Weaknesses

  • Lack of instant payout and not same level of speed as competitors like PayPal or Stripe
  • Currency conversion costs can add up for companies that makes lots global payments
  • Developer-dependency may require the need for an IT or developer team

#6) Wise (fka Transferwise)

Wise is a cross-border payment platform that provides fast, affordable, and transparent international money transfers. The system’s multi-currency accounts enable users to hold and convert money in 50+ currencies, making it useful for international organizations that manage payments in different countries.

Wise Business is a custom feature to make international payments, manage multiple currencies, and pay freelancers, contractors, or suppliers. The platform uses the real exchange rate (mid-market rate), which sets it apart from traditional financial institutions that typically apply hidden markups on currency conversions.

Wise offers mass payments through two main features: 

  1. Batch Payments: This allows businesses to make up to 1,000 payouts in one transaction simply by uploading a CSV file. It simplifies the process of sending multiple payments at once, whether they are domestic or international.
  2. Wise API: enables the automation of various payment types. This includes invoice payments and recurring transfers.

Pricing

Pricing is transparent and depends on the amount sent, the destination country, and the payment method used. Key pricing includes:

  • International Payments: 0.35% for some transfers, but varies depending on currency.
  • Transfer Fees: Fixed fee plus a percentage of the transfer amount. This amount can vary depending on the currency and payment method. For example, transferring from USD to EUR might cost $1 + 0.45% of the amount sent.
  • Currency Conversion: Ranges from 0.35% to 1% of the amount exchanged.

Wise Strengths

  • Transparent pricing with low fees for international money transfers showing exact rates
  • Multi-currency account to hold, convert, and manage funds in 50+ currencies
  • Global reach with transfer to over 80 countries with local bank details

Wise Weaknesses

  • Depending on the country, there are transfer limits that restrict large transactions
  • Limited support for certain currencies, which can be a drawback for some businesses
  • Does not support prepaid card payments or cash pickups

#7) Skrill

Skrill is a payment gateway that facilitates online payments, money transfers, and international transactions. The system enables users to hold balances in multiple currencies and offers services like money transfers, prepaid cards, and cryptocurrency.

Skrill Business caters to global businesses. The system supports 40+ currencies and, offers payment processing solutions fraud management tools, and easily integrates with eCommerce platforms.

Pricing

Pricing varies depending on the services Key fees include:

  • Monthly inactivity fee: €5 if the account is inactive for 12 months.
  • Money Transfer Fees:1.45%, with a minimum fee of €0.50. Transfers between Skrill wallets may incur additional fees.
  • Currency Conversion: Skrill charges a currency conversion fee of 3.99% (above the mid-market rate).
  • Deposit Fees: Depositing funds into a Skrill account costs 1%, depending on the method used.
  • Withdrawal Fees: €5.50, and withdrawals to a Visa card cost 7.50%.
  • Cryptocurrency Transactions: Fee of up to 1.5% for buying and selling major cryptocurrencies.

Pricing can vary based on transaction volumes, payment methods, and customized solutions. Larger businesses can negotiate rates directly with Skrill.

Skrill Strengths

  • Supports over 40 currencies and is available in over 200 countries
  • Advanced encryption and fraud prevention measures to secure transactions
  • Prepaid MasterCard to spend funds directly from Skrill wallet

Skrill Weaknesses

  • 3.99% fee for currency conversion is higher than other international payment platforms
  • Limited merchant features and business solutions compared to top competitors
  • Withdrawal fees, especially to Visa cards (7.50%), are relatively high

#8) Mangopay

Mangopay is a payment solution that offers features to manage payments, process transactions, and handle escrow services. The system provides customizable payment infrastructures. This gives platforms the ability to integrate payment processing, split payments, and manage complex workflows.

The system can efficiently manage multi-party payments, ensuring unds are securely stored and distributed according to predefined rules. The platform offers support for various currencies, multiple payment methods (including credit cards, bank transfers, and e-wallets), and customizable workflows tailored to specific needs.

Pricing

Mangopayhas fees based on the volume of transactions. Pricing typically includes the following:

  • Transaction Fees: Between 1.5% to 2.5% + €0.18 per transaction, depending on the payment method and region.
  • Bank Transfers: Bank transfers are typically lower than credit card transactions and can range from 0.5% to 1%.
  • Currency Conversion: 2% to 2.5% for foreign currency exchanges.

Custom pricing is often available for larger businesses or platforms with higher transaction volumes, and advanced services like compliance checks and specific integrations may incur additional charges.

Mangopay Strengths

  • Payment methods include credit cards, bank transfers, e-wallets with multi-currency support
  • Highly customizable enabling companies to tailor payment flows and integrate them
  • Compliance with anti-money laundering (AML) and Know Your Customer (KYC) regulations

Mangopay Weaknesses

  • High currency conversion fee of 2.5% can stifle global payments
  • Complex integration with API that requires high degree customization
  • Online reviews state customer support can be difficult to reach

#9) PayOp

PayOp is an online payment platform that allows a business to accept payments from all over the world. Available in over 170 countries, the system has the ability to process hundreds of currencies. Because of this, you can optimize payment rates, lower processing costs, and get rid of connected fees.

The system provides a feature for mass withdrawals via API. This allows companies to send payments to unlimited recipients with just a few clicks. It works best for organizations that handle bulk disbursements, like payments to vendors, freelancers, or other large groups

Pricing

Rates start from a 2.4% + 2-cent fixed fee. Since there are over 300 methods for online processing, your price will vary. Additional fees may apply depending on the industry, risk, and volume of the merchant. Chargeback fees start at $20 and refund fees start at 50 cents.

Strengths

  • Fast withdrawals (1-2 business days for funds)
  • Top-of-the-line customer support through Skype
  • Good platform for high-risk industries

Weaknesses

  • The risk team can be overzealous and close accounts
  • Issues with plugin integration
  • Transactions have been blocked by the payer’s bank

#10) NETELLER

NETELLER allows online users to shop securely and safely anywhere in the United States. With 100+ payment options and multiple currency accounts, users can access funds instantly. Businesses can take advantage of some of the highest deposit acceptance rates on the market.

NETELLER Mass Payments allows businesses to send bulk payments to multiple recipients at the same time. Companies typically use the service to pay freelancers, affiliates, or other business partners. It supports payments in a variety of currencies and offers flexibility, making it a suitable solution for global payments.

With NETELLER’s mass payment functionality, businesses can upload a list of recipients and make payments quickly and efficiently, whether it’s for payouts, commissions, or other disbursements.

Pricing

NETELLER offers a wide variety of integrations for funding your account, so the fees vary depending on the third party. The average processing cost across the board is 2.5% per transaction. Additional fees include:

  • Visa: 0 – 7.5%
  • Bank Transfer: $10
  • Mastercard: 0 – 7.5%
  • Member Wire: $12.50
  • Money Transfer: 1.45% + 50 cents
  • Skrill: 3.49%

Strengths

  • Withdraw from any ATM in several countries
  • Opt-in for a Net+ prepaid or virtual card
  • Serves as a virtual wallet with top security

Weaknesses

  • Hard to find a checkout option with online shopping
  • Can have hidden fees depending on the third-party
  • Minimum limit on transfers

#11) Paysera

Paysera is a cheap and safe way to perform payments and send/receive money online. You can make bank transfers quickly and easily to a variety of countries using a multi-currency account approach.

Paysera offers mass payment capabilities that enable companies to make multiple payments through an API. This allows for automated, real-time transfers from accounting or business systems.

This feature is designed for businesses needing to process a large volume of payments quickly, like e-commerce platforms and financial institutions. Payments can be made to over 10,000 banks in 180+ countries, with competitive pricing and transfers that typically reach recipients within 30 minutes.

Pricing

The cost will vary depending on the currency and speed of the transfer. The exchange rate will affect what you pay, but Paysera offers competitive rates, usually within a 1% margin. Additionally, any incoming payments to your account via the TARGET2 system are applied with a 3.00 EUR fee.

Paysera Strengths

  • A contactless debit card linked to your account
  • Separate account for savings with a split bill feature
  • No fee to transfer money between Paysera accounts

Paysera Weaknesses

  • The verification process can be complicated
  • The card is only issued for EEA (Europe)
  • There is a daily ATM withdrawal limit

#12) Dwolla

Organize and scale the payments process by confidently facilitating transactions with the Dwolla platform. The brand has direct access to the ACH network and a seamless API for open integration.

Dwolla also offers MassPay. This feature allows companies to send up to 5,000 payments via the Dwolla API, making it a suitable solution for businesses needing to distribute funds to a large number of recipients.

MassPay supports payments directly to U.S. bank accounts using the Automated Clearing House (ACH) network. This is particularly useful for payroll, vendor payments, and other bulk disbursements.

Pricing

For each payment sent through Dwolla, you’ll be charged a fee of .5% of the transaction amount. The minimum fee is .01 cents, and the maximum is $5. API access starts at $500/month with pricing plans for both Base and Scale.

Dwolla Strengths

  • Attentive and knowledgeable customer support
  • Real-time analytics right on the dashboard
  • 3rd-party integrations with bonuses

Dwolla Weaknesses

  • API can be confusing and over-designed
  • Poor Java support
  • Inability to support checks as a form of payment

#13) BlueSnap

BlueSnap is an all-in-one payment platform designed to accelerate commerce for B2C and B2B businesses. With this system, you get everything you need to easily process payments, which includes a payment gateway solution, a merchant account, and advanced features to boot.

The system offers mass payments through its global payment platform. It enables companies to make cross-border payments in multiple currencies, supporting various payment methods, including ACH, cards, and digital wallets.

BlueSnap is designed to handle a wide range of business needs, including B2B transactions, invoicing, and recurring billing. This makes it suitable for mass payment functionalities.

Pricing

Pricing for BlueSnap includes 2.9%+ 30 cents per successful transaction. There are no setup or account maintenance fees, although cross-border fees may apply depending on where you send/receive the payment.

BlueSnap Strengths

  • Integrations to over 100 platforms and shopping carts
  • System has a built-in fraud stack
  • Robust reporting features with deep analytics

BlueSnap Weaknesses

  • Not all integrations are seamless
  • Transaction reporting can have a steep learning curve
  • Required minimum balance for refunds

#14) WorldFirst

WorldFirst is an international payment solution for businesses. They offer two kinds of accounts, Business and World. A Business account is geared toward importers who pay international suppliers, while a World account is suited for e-commerce companies.

WorldFirst also offers mass payments. They provide a service that enables users to make bulk payments efficiently, enabling you to send funds to up to 200 payees in a single transaction using their file upload system.

Pricing

The WorldFirst pricing structure is as follows:

  • Payment fee: £1.50 – £15 (depends on payment type)
  • Account opening fees: £0
  • Annual subscription fees: £0
  • Incoming payment fee: £0
  • Holding fee on deposits: 0%
  • FX transaction fees: Up to 0.75%*

WorldFirst Strengths

  • E-commerce businesses can collect payments in multiple currencies in one account
  • Same-day payments are available for USD, EUR, and GBP

WorldFirst Weaknesses

13 Alternatives to Payoneer Mastercard

In addition to sending and receiving local and international funds, Payoneer can function as a debit and/or credit card. It’s a physical prepaid Mastercard that’s associated with any currency balance in a Payoneer account. The card can be used at an ATM, in stores, online, and anywhere Mastercard is accepted.

When it comes to issuing a prepaid card, there are several intelligent alternatives to the Payoneer platform.

#1) NetSpend

When managing finances, NetSpend gives a business many options. They provide Visa and Mastercard prepaid debit cards with fast and guaranteed approval. There is no credit check necessary.

The NetSpend card must be purchased for a small fee that ranges between $2.95 and $4.95. The average cost of the reload fee is $3.95. Here’s more on NetSpend fees.

#2) American Express Serve

American Express Serve offers multiple options for a reloadable prepaid debit card. It’s built to suit a variety of needs for different users. The system provides online access and a mobile app to facilitate transactions.

The price of the card is always free. If a user deposits $500 or more a month, Amex will waive the $1/month fee.

#3) Bento for Business

Bento offers an employee expense management solution for small and medium businesses. The prepaid debit card can be used anywhere Mastercard is accepted, with built-in controls to set limit categories, card usage, and your daily budget.
Pricing for Bento is free for up to 2 cards. Additional Bento for Business prices include:

  • Starter (up to 10 cards) — $29/month
  • Team (up to 25 cards) — $69/month
  • Professional (up to 100 cards) — $149/month
  • Enterprise (over 100 cards) — custom pricing

#4) Walmart MoneyCard

The Walmart MoneyCard is a prepaid debit Mastercard or Visa that can be used in-store or online to pay for things like:

  • Rent
  • Online bills
  • Products

If you deposit $500 or more a month, the account is free. Otherwise, users pay a monthly service fee of $5.94. It also costs $1 to open an account.

#5) Green Dot

Green Dot is a trustworthy and reliable prepaid debit card service provider that enables people to obtain a card without a credit check. It’s one of the richest cards for mobile and online purchases, with 2% cashback and no limits.

The cost of a Green Dot card is free. If you load $1,000 or more every month, they will waive the monthly fee of $7.95. There is also a $5.95 cash reload fee, and a $3.00 fee per ATM withdrawal.

#6) PayPal PrePaid

PayPal PrePaid is a simple prepaid debit card that’s linked to your PayPal account. It enables a business to stock up, shop, and eat anywhere at any time without the need to carry cash.

The average cost of the prepaid PayPal Mastercard is $4.95/month. Other costs are associated with using the card, including ATM and bank fees. Additionally, a fee of up to $3.95 will apply when loading cash to your balance at supported stores.

#7) Bluebird

Bluebird is a convenient, prepaid debit card that gives the user complete control without having to spend much.

The pricing for Bluebird is cheap. There is no monthly charge or activation fee. You only need to purchase the card itself, which can cost up to $5 in retail locations.

#8) MasterCard Prepaid and Digital Banking

Mastercard offers its customers a variety of prepaid and digital banking cards. You can obtain a prepaid card without a credit check or bank account. It’s also possible to get a Venmo or PayPal card and link them to your account. Fees range depending on the type of Mastercard you choose.

#9) AccountNow

AccountNow is a prepaid Mastercard available for those seeking a more secure alternative to cash. They can be used for any in-store or online purchase of goods and services. You can also use these cards at an ATM for an additional fee.

The cost of AccountNow depends on the type of card you choose. Monthly fees and reloads will vary.

#10) ACE Elite

ACE Elite prepaid Visa cards are a convenient and secure way to manage finances. Money can be added through transfers and direct deposits. Other features include:

  • Transaction alerts
  • Cash withdrawals
  • Card-to-card money transfer
  • Referral earning

The average cost of using an ACE Elite Visa card is $15/month. Pin purchase transactions cost $1.50, and ATM withdrawals are $2.50 each.

#11) Revolut

The Revolut card is available as part of 4 plans: Free, Grow ($39.99/month), Scale ($149.99/month), and Enterprise (custom pricing). You can exchange and hold funds in 28 currencies. Transfers between Revolut customers are instant.

#12) Apple Card

Apple’s titanium credit card comes with zero fees and allows customers to earn real cash when they shop using their Apple card. Designed without numbers, the card relies on biometric data (Face ID and Touch ID) to protect users from fraud. The card also integrates with the Wallet app, where you can see an overview of your transaction history.

#13) ZEN Mastercard

The Zen Mastercard is a good solution for business owners who already use its online payment gateway. It can connect to Apple Pay and Google Pay, and it rewards you cashback of up to 15% when you shop with Zen partners. Zen also won’t charge you any fees.

Choosing the Right Payoneer Alternative for Your Business Needs

When it comes to global mass payouts, finding the right platform that aligns with your business goals and budget is essential. While Payoneer remains a popular choice, various alternatives like Tipalti, PayPal Payouts, and Hyperwallet offer unique features, from comprehensive AP automation to versatile payout options. 

By evaluating each solution’s strengths, fees, and integrations, you can choose the platform that best supports efficient, secure, and scalable international transactions. Ready to scale your payables? Explore each option to see how they can enhance your global payment strategy.

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