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Cut costs, eliminate manual work, and gain full visibility into your payables process.
Two out of three finance professionals expect their AP departments to be fully automated by 2025. As finance teams scale and the volume of invoices, payments, and compliance demands grow, the cracks in legacy AP tools start to show.
Stampli is a cloud-native AP automation platform that offers AI-driven invoice capture, robust integrations, and a supplier portal. However, it may have limitations that cannot serve your business needs.
Here, we look at the top alternatives to Stampli, comparing the best features, serviceable markets, top strengths, current pricing, and customer ratings from trusted review sites. This should help you choose a suitable platform that will grow with your business.
5 Signs You’ve Outgrown Stampli or Any SMB AP Tool
1. Slow and Sluggish Growth
When invoice volume grows, performance can slow down. Limited user access and workflow restrictions cause costs to spike. A modern, updated AP tool can fix this issue.
2. Manual Labor is No Longer Cutting It
Due to a lack of finance automation capabilities, the AP team spends excessive time on spreadsheets, email threads, and workarounds.
3. Outdated and Legacy Integrations
The current AP solution can’t easily connect with legacy ERP, accounting software, or banking partners, causing workflow friction.
4. Global Complexity Is Becoming a Challenge
Manually managing global vendors, currencies, tax regulations, and cross-border compliance increases errors and delays.
5. Supplier Experience is Lacking
There’s no real-time visibility into spend, accruals, or performance metrics across departments and/or entities.
What to Look for in a Scalable AP Solution
Here are some key features and tools you need in a scalable AP platform:
- End-to-end accounts payable automation
- Global tax and fraud compliance
- Automated workflows and approvals
- Multi-entity support
- AI-powered invoice capture
- Advanced PO matching
- Self-service supplier onboarding
- In-depth ERP integrations
- Reporting and analytics
- Configurable approvals
- Comprehensive security
These tools can help avoid the limitations of outdated AP systems and choose a solution built for scale and global operations.
For a deeper dive into AP capabilities and common pitfalls, read more in our AP Survival Guide.
Top Stampli Competitors to Consider in 2025
- Tipalti: Best for Global AP Automation
- Airbase: Best for Integrated AP and Spend
- BILL: Best for AP Simplicity
- Concur: Best for Integrated Expenses
- Medius: Best for Enterprise PO Matching
Comparison: Stampli Alternatives
| Feature | Stampli | Tipalti | Airbase | BILL | Concur | Medius |
|---|---|---|---|---|---|---|
| Invoice Automation | Header-level OCR w/ low accuracy line-level suggestions. Manual PO matching workflow. Additional $ for approvers. | AI-based OCR, predictive GL coding and approval routing, advanced PO matching, best-in-class approval emails, e-invoicing support. | No managed services, 3-way match NS only, advanced approval policies added $, approvers added $. | Header-level OCR, manual GL coding, approvers extra $. | Most customers via cross-sell from Expense. High churn. Weaker approvals. | Comparable capabilities – emphasis on “touchless invoice processing”/ E-invoicing support |
| PO Matching | Basic matching. (no three-way). | Line-level two- and three-way with discrepancy flagging. | Three-way matching. | Two-way. | Line-level two-way and three-way. | Advanced two and three-way PO matching. |
| Reconciliation | +70 ERP API or file-based integrations. Fast implementation, but DIY approach and limited support for complex setups. | Fully managed in-house API and file-based integrations with leading ERPs, instant reconciliation. | NS focus, Intacct+QBO API integrated, the rest file-based. | QuickBooks and Xero focus. An enterprise plan is needed for NetSuite, Intacct, or MSFT Dynamics integration. File-based for other ERPs. | 3rd party connectors for integrations like Netsuite have been error-prone. | Emphasis on legacy large enterprise ERPs. Netsuite integration is new and unproven. Sage Intacct is a partner integration |
| Intelligent Data Capture | AI-enhanced data capture with some manual validation. | AI-powered OCR with machine learning for continuous improvement. | Smart data capture for invoices and receipts. | OCR with manual data entry. | Supports OCR with a focus on travel and expense receipts. | Touchless invoice capture with OCR and ML. |
| Approval Workflows | Role-based workflows and UI collaboration. | Multi-level configurable by staff role, data, and thresholds. | Configured by amount, role, and entity. | Custom role-based rules (also by amount) | Policy-driven approvals (mainly for travel and expenses). | Custom rules, drag-and-drop builder. |
| Tax Compliance | Manually collect tax forms to add to vendor record. No digital capture, validations, withholdings, prep reports, eFiling | KPMG approved digital tax engine, TIN validations, prep reports, withholdings, and eFiling. | W-9 collection only, no validation — can upload any document | Manually collect W-9s and upload them for scan and capture of data. No W-8 support. No TIN validations | None | No formal solution. Tax forms are collected as part of onboarding. |
| Approver Access | Free access for approvers. | Free via email with no login required. | Free for approvers and budget holders. | Free via email with no login required. | Free for internal approvers. | Email approvals with limited mobile. |
| Global Payments | Domestic focus, slow payments. Int’l mostly wires to +100 countries. No MTLs. Payments must originate in USD. | Pay to 200+ countries and territories in 120+ currencies via 50+ methods. Globally licensed, blue-chip bank partners, fraud protection | No MTLs. No OFAC screening. Wire only international option. | Domestic focus. Mostly wire for international, limited local transfer via the Airwallex partnership. Slower payments | Checks only. Shifting to pay via partner strategy. Retired invoice pay ACH | Integration with customer bank(s) or using partners (Paymode in US, Transfermate in EU). Limited global. Not a regulated MSB / EMI |
| Custom Fields | Supports some customization. | Supported. | Supported. | Supported for select workflows. | Minimal. | Limited; some fields based on ERP setup. |
| ERP Integrations | Common ERPs like QuickBooks and NetSuite. | Native integrations with top brands like NetSuite, Intacct, QuickBooks, and over 50 additional ERP and accounting systems. | Top include QuickBooks and NetSuite. | Top integrations include NetSuite, QuickBooks, and Xero. | Strong focus on the SAP ecosystem. | Prebuilt connectors for Microsoft Dynamics, SAP, Oracle, NetSuite (new). |
| Fee Splitting | Not available. | Supported across departments and entities. | Not available. | Not available. | Not available. | Split Invoice tool in the MediusGo Customer Portal. |
| Scalability | Mid-sized businesses managing small AP growth. | Built for growth and high-volume AP. | Mid-size companies that are looking to grow. | Assists with moderate invoice volume. | Larger enterprises with minimal need for AP. | Works for Large AP teams and in-depth ERP customizations. |
| Financial Controls | Focuses on approval control and oversight. | Enterprise-grade with role permissions, compliance, and thorough audit logs. | Highly customizable around spend workflows. | Basic approval workflows and audit logs. | Moderate controls with hyper focus on travel and expenses. | Moderate: audit trails and separation of duties. |
| Best For | Finance teams seeking stronger collaboration and visibility. | Global, high-growth companies looking to expand with measured control. | Mid-size companies looking to consolidate spend and AP. | SMBs looking for basic AP automation tools. | Companies with large travel and expense programs. | Enterprises with high invoice volume and traditional ERP structures. |
1. Tipalti: Built for High-Growth AP Teams
Tipalti modernizes financial operations and is designed to scale as you scale. The end-to-end AP solution functions seamlessly in a unified cloud platform with AI Smart Scan invoice processing, auto-routing for approvals, built-in tax compliance, in-depth ERP integrations, and more.
Top Features
- End-to-end AP automation, custom approvals, PO matching, and FX tools
- KPMG approved tax engine with self-service supplier portal
- Global mass payments to 200+ countries in 120+ currencies with risk reduction
Serviceable Market
Tipalti is an excellent solution for businesses looking to make the accounts payable process faster, safer, and more efficient. Whether your business is a startup or a large enterprise, Tipalti fits all sizes and industries.
Strengths
- AI Smart Scan and auto-coding tools for lightning-fast invoice processing
- Cross-border, performance-based platform for marketplaces, networks, and communities
- 26,000 AI-driven payment validation rules to reduce payment error rates by 66%
Pricing
The AP Starter Plan for Tipalti is $99/month. It includes AI Smart Scan invoice processing, a self-service supplier portal, W9/W8 collection (TIN validation), approval rules builder, domestic multi-entity infrastructure, and integrations with leading ERPs.
There are also Premium and Elite pricing plans that offer advanced features with a custom quote and three Mass Payments plans. Explore our full pricing details here.
Customer Rating
G2: 4.5/5
Capterra: 4.6/5
See what our customers are saying
66% fewer payment errors. 25% faster close. 80% less AP workload.
Tipalti vs. Stampli: Side-by-Side Comparison
 |  | |
|---|---|---|
| *Limited functionality | ||
| Invoice Management | AI-based OCR, predictive GL coding and approval routing, advanced PO matching, best-in-class approval emails, e-invoicing support. | Header-level OCR w/ low accuracy line-level suggestions. Manual PO matching workflow. Additional $ for approvers |
| PO Matching | Two and three-way with automated reconciliation. | Two-way, three-way, and blanket POs with Stampli Cognitive AI. |
| Reconciliation and Reporting | Fully managed in-house API and file-based integrations with leading ERPs, instant reconciliation | +70 ERP API or file-based integrations. Fast implementation, but a very DIY approach and limited support for complex setups. |
| Tax and Regulatory Compliance | KPMG approved digital tax engine, TIN validations, prep reports, withholdings, and eFiling | Manually collect tax forms to add to vendor record. No digital capture, validations, withholdings, prep reports, eFiling |
| Global Remittance | Pay to 200+ countries and territories in 120+ currencies via 50+ methods. Globally licensed, Bluechip bank partners, and fraud protection. | Domestic focus, slow payments. Int’l mostly wires to over +100 countries. No MTLs. Payments must originate in USD. |
| FX Solutions | Convert currencies, manage intercompany bank transfers, and hedge FX risks. | Execute payments on preset FX goals. No intercompany bank transfers |
| Supplier Management | Self-service onboarding, payment validations, proactive status comms, supplier choice, and visibility. 26K+ rules validate payments, screen against OFAC/SDN lists | “Advanced vendor management” is required to get supplier onboarding features; otherwise, done manually in your ERP |
| Touchless Invoice Processing | AI-based Smart Scan and auto-routing. | “Billy the Bot” to automate invoice processing, data extraction, coding, and routing. |
| Bill Approval | Via email with no login or fee, with role-based workflows. | Automated workflows based on vendor, amount, and GL code. |
| Pay Fee Splitting | Split fees between payer and payee. | Not available. |
| Multi-Entity | Manages payables for multiple subsidiaries with shared or separate workflows and automatic currency/entity mapping.
| International entities need to handle payments outside Stampli, slowing reconciliation. No onboarding/tax/pay flows per entity |
| Scalability | Works for high-volume, global companies managing a multitude of payments each month. | Built to scale for enterprise growth without IT intervention. |
| ERP Integrations | NetSuite, Intacct, Sage, QuickBooks, MS Dynamics, and 50+ ERPs, with instant reconciliation. | MS Dynamics, Sage, Oracle, QuickBooks, NetSuite, and 70+ fully native integrations. |
Experience the Full Power of End-to-End AP Automation with Tipalti
2. Airbase
Airbase is a San Francisco-based business launched in 2017. The brand offers unified AP and spend management automation that serves thousands of customers across 100+ countries. The system supports complex workflows and payments for all non-payroll spend.
Top Features
- Advanced AP modules with advanced approvals and multi-entity support
- Detailed spend insights, trend analysis, and customizable reporting
- Global payments to over 200 countries in 145 different currencies
Serviceable Market
Airbase works best for mid-market businesses that want to consolidate AP, expenses, and cards. A typical customer profile involves companies with 50-5,000 employees managing $10 M-$500M in annual spend.
Strengths
- Robust controls over non-payroll spend
- Modern UI with real-time visibility and in-depth reporting
- Manages the complexities of global payments and multi-subsidiaries
Pricing
Airbase runs on a subscription-based model where the Standard, Premium, and Enterprise plans are all quote-based.
Customer Rating
G2: 4.7/5
Capterra: 4.8/5
3. BILL
BILL (formerly Bill.com) is a cloud-based AP automation platform designed primarily for SMBs. Top tools include invoice capture, approvals, virtual payments, and basic analytics. BILL also offers a proprietary network that connects you to millions of suppliers and clients.
Top Features
- Invoice capture with automatic data extraction
- Approver access via email with no login required
- Top integrations include NetSuite, QuickBooks, and Xero
Serviceable Market
BILL works best for SMBs and accounting firms, with a focus on simplifying and streamlining their financial operations. A typical customer profile is a US-based business that manages a hundred to a few thousand invoices annually.
Strengths
- Large payment network and partnerships with financial institutions
- Reduces manual processes, saving you several business days annually
- Real-time visibility with instant tracking of invoice status and payments
Pricing
Subscription-based pricing with per-transaction fees for payment processing. AP plans are as follows:
- Enterprise: custom – single sign-on, dual control, multi-entity, PO matching
- Essentials: $45/user/month – automate AP, approval policies, multiple payment methods
- Team: $55/user/month – custom user roles, 4= million vendors via BILL network
- Corporate: $79/user/month – custom approval policies, unlimited document storage, etc.
Customer Rating
G2: 4.4/5
Capterra: 4.2/5
4. Concur
Part of the SAP environment, Concur is an international leader in travel and expense management that focuses on accounts payable. The system brand serves 48k+ customers worldwide across over 150 countries and regions.
Top Features
- AI and OCR for receipt capture, expense reports, and invoice processing
- Mobile receipt capture with travel and expense management
- Integrates with the SAP ecosystem and top ERP applications
Serviceable Market
Concur works best for SMBs and large companies with complex travel and expense needs and limited AP functionalities.
Strengths
- AP-integrated travel and expense tools with remote options
- Multi-currency and country support with tax/VAT compliance
- Rich AP data synchronization for reporting and analytics
Pricing
All pricing for Concur is quote-based and relies on the modules you choose and the greater AP needs.
Customer Rating
G2: 4.0/5
Capterra: 4.3/5
5. Medius
Medius is an end-to-end AP automation system that offers multi-currency invoice processing, AI-driven invoice capture, and in-depth ERP integration support across cloud and on-premise deployments. It helps companies achieve greater efficiency and visibility with intelligent insights.
Top Features
- Automates invoice lifecycle using OCR and AI for data capture
- In-depth reporting to track KPIs and identify areas of improvement
- Configurable workflows tailored to specific approval and compliance needs
Serviceable Market
Medius works best for mid-market to larger companies seeking to automate their end-to-end AP processes. The typical customer processes 10k+ invoices /year and operates across multiple entities and currencies.
Strengths
- User-friendly interface with pre-built integrations with popular ERPs
- Serves over 4,000 customers in 102 countries, processing billions in annual spend
- AI and machine learning to leverage high levels of touchless invoice processing
Pricing
Medius offers two pricing plans:
- Medius AP Essentials: AP automation, supplier portal, analytics, etc.
- Medius AP 360: AP automation, fraud detection, unlimited users, etc.
Contact sales for a custom quote.
Customer Rating
G2: 4.4/5
Capterra: 4.3 /5
Why Tipalti Is the #1 Alternative
Global Accounts Payable Automation
The system is available in several languages, with payments to 196 countries in 120 currencies using over 50 different payment methods.
Easily Manage Multiple Entities
Manage thousands of transactions across multiple entities and borders in 200+ countries.
End-to-End Accounts Payable Automation
AI Smart Scan and auto-routing features mean the system captures every header and line-level invoice detail, with two and three-way PO matching. Suppliers, invoices, and payments workflows are all handled in one spot.
360-Degree Spend Visibility
Process invoices at the sub-ledger and entity-level with deep ERP integrations, reducing manual labor, exorbitant costs, and helping teams close the books 25%+ faster.
Financial, Regulatory, and Data Security
It’s a KPMG-certified tax engine with features for W8/W9 collection, OFAC screening, and 3,000+ payment validation rules.
Extend Solutions to Procurement and Expense Management
The solution offers advanced modules to complete your P2P lifecycle, from PO creation and mobile expense reports to guided buying and reconciliation.
Trusted by Finance Leaders. Backed by Industry Awards.
IDC named Tipalti a leader in mid-market AP automation in 2024. Leading reviewers recognize the global solution for its ease of use, customer satisfaction, and impact on efficiency. Backed by thousands of genuine user reviews, Tipalti has earned top rewards and accolades across AP automation, global payments, and financial operations.
This reflects Tipalti’s trusted reputation among high-growth and enterprise businesses alike.
Final Thoughts: Why Growing Companies Choose Tipalti Over Stampli
The cross-border payments market is valued at $194.6 trillion+ and should grow to $320 trillion by 2032. As businesses seek global expansion, traditional tools become less valuable. While Stampli may work great for now, it could lead to severe limitations and bottlenecks in the future. What are your options now vs. when that happens?
Tipalti is a purpose-built system intricately designed to scale as you do.
| Capabilities | Tipalti Value |
|---|---|
| Global AP | The system offers payments to over 200 countries, in 120 currencies, using 50+ payment methods. |
| Multi-Entity | There is total transparency and visibility for multiple entities, with a complete separation of workflows. |
| Tax Compliance | Tipalti offers international tax compliance with 62-country validation capabilities and 3,000+ rules. |
| ERP Integration | Native ERP integrations with leading platforms like NetSuite, Intacct, SAP, and over 50 other ERPs and accounting systems. |
| Controls and Security | Offers a variety of high-level security features with SOC 2, OFAC, AML, and detailed audit trails. |
| PO Matching and Automation | Tipalti has advanced PO matching utilizing AI tools like Smart Scan and auto-routing. |
As an organization evolves, AP systems like Stampli will limit your efficiency, scalability, and global reach.
Evaluating top Stampli competitors helps you find a solution that further aligns with operational complexity and financial goals.
Tipalti stands out as the most comprehensive, enterprise-ready option for companies focused on smart, sustainable growth.
Ready to Switch from Stampli? Scale Smarter with Tipalti
See how Tipalti helps finance leaders eliminate manual payables, increase global reach, and confidently scale.
Customer Stories
AP Automation 
Mass Payments 
United States, Global 
Software and technology
100 – 1000
Procurement 
AdTech
Business services
Music royalties
Marketplaces
