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The Top Alternatives to AvidXchange

On this page, we’ll break down several alternatives to AvidXchange and offer a comparison of AvidXchange vs. Tipalti. We’ve also paired it with a comprehensive guide to accounts payable.

Other Alternatives and Competitors to AvidXchange

Emburse Certify

Emburse Certify is an intuitive expense management, travel, and accounts payable automation solution built to complement a company’s growth. Discover a better way to manage spend and streamline multiple tasks, while increasing visibility and saving time. Free up your finance team to focus on more strategic work.

Emburse Certify is trusted by more than 4,000 companies across the globe. The software allows you to automatically create custom reports, facilitate the approval process, and streamline everything from requisitions to purchase orders and vendor lists, in one user-friendly dashboard.

Top Features

  • Intuitive expense management and travel booking tools to control spend and speed up reimbursement. 
  • Streamline recurring and low-value, high-volume spend using a unified card platform.
  • Employees can book travel from any device, with tools to ensure policy compliance.

Serviceable Market

Companies from 50 to 50,000 employees who need best-in-class travel and expense management solution.


  • Centralized spend that reduces processing costs while delivering deeper insight on AP purchases. 
  • Empower your entire business with a smarter end-to-end expense experience. 
  • Award-winning customer support.


Emburse Certify has three plans:

  • Emburse Certify Now 
    • 1-25 employees, $8 per user/month 
  • Emburse Professional 
    • 25-200 employees, custom monthly service fee
  • Enterprise package
    • 200+ employees, contact for a custom quote.


Accrualify is a procure-to-pay software that helps accounting teams manage and automate tasks around payments, invoices, purchase orders, accruals, and more. The customizable, spend management platform is cloud-based and provides end-to-end ownership over the accounts payable process.

Automate and manage complex AP jobs like multi-layered workflows, 2 and 3 way P.O. matching, GL coding, international payments, virtual cards, etc. The platform is available on desktop or mobile app and can be used at any time, from anywhere in the world.

Top Features

  • Vendor portal with tax compliance. Collect W8, W9, and Payee notifications.
  • Get ahead of employee spend. Manage plastic and virtual cards directly in the Accrualify platform.
  • Save up to 240 hours per month on your P2P processes.

Serviceable Market

Works best for high-growth companies who want a platform that can handle enterprise-grade accounting processes.


  • Incredible customization where new approval workflows can be added as you go. 
  • Integration with platforms like Netsuite enables a business to accommodate custom fields.


Accrualify is a modular platform with custom pricing, which is based on transactional volumes.

OnPay Solutions

OnPay Solutions offers end-to-end automation in one central system. Teams can say goodbye to paper invoices and outgoing paper payments. The platform transforms your AP department by eliminating the majority of manual processes with tasks like direct ERP and bank integration, document scanning, enhanced ACH, virtual cards, and more.

OnPay offers both invoice and payment solutions with automated approval routing and vendor management through a secure, self-service portal. At no capital expense, you can free up your finance department, cut costs, and save time by an average of 30%.

Top Features

  • No-touch payment and invoice automation with offsite check printing to ensure AP maintains full functionality. 
  • Earn cash back on monthly spend by enabling virtual OnPay cards. There are no tiers or thresholds. 
  • Reduce fraud and gain control by automating invoices and payments for AP, and earn money back through virtual rebates.

Serviceable Market

The system is designed for mid-market and enterprise with/without multiple operating companies.


  • The software allows teams to be completely remote and still get payments out in a secure manner. 
  • A proactive customer service team with straightforward implementation and card support.


Pricing will vary depending on payment and invoice volume. 

On average, the annual impact of partnering with OnPay saves clients over 80% of their current costs.

Palette Software

Palette Software saves time and money by digitizing your invoice processing and reducing the need for manual work. With over 30 years of experience developing AP solutions, Palette gets high marks for “ease-of-use” with 96% of customers stating the platform fulfills expectations. 

The Palette system gives a business a 360-degree view of incoming supplier invoices, with total visibility into where approval bottlenecks lie. Slash processing costs in half with productive SaaS AP automation that handles complex workflows for both P.O. and non-P.O. invoices.

Top Features

  • Invoice capture, processing, approval workflows, P.O. matching, and a searchable archive gives you total control over supplier invoices.
  • A complete, time-stamped audit trail makes it easier for audits and investigations.
  • Security and compliance accreditations including HIPAA, SOC 1, SOC 2, ISO 27001, GDPR, and PEPPOL.

Serviceable Market

This solution is good for SMEs that are rapidly growing and want to leverage investment in their ERP systems without adding headcount.


  • Offers a good range of programs that help a finance department stay on top of costs. 
  • Over 250,000 users serving 2,500 clients worldwide.


Palette’s pricing model is quote-based and you’ll need to call for a custom price.

There are no user license fees.


Tipalti is an end-to-end mass payment* and AP automation platform that helps your business grow. The system functions seamlessly in a unified cloud atmosphere, with virtual payment services, digital marketplaces, international transactions, and a brandable supplier portal. 

A company can easily process payments, invoices, ACH, bank wires, credit cards, and more using the Tipalti platform. Businesses looking to scale finance and operations trust Tipalti to reduce workload by up to 80%. It prioritizes efficiency and delivers a white-label experience across the globe. 

Top Features

  • Accelerate financial close by up to 25% with payment methods, entities, currencies, subsidiaries, and geographies combined and reconciled in real-time.  
  • Built-in OCR with automated invoice processing. AI-driven approval and line-item workflows.
  • Eliminate financial and compliance risk with KPMG-approved W-9/W-8 tax compliance, audit trails, approval workflows, and role-based views.

Serviceable Market

Companies of any size or industry looking to make the AP process faster, safer, and more efficient through automation and/or for a mass payable solution.


  • Reduces payment error rates by scrubbing data against 26,000 rules.
  • Global, performance-based platform for marketplaces, networks, or communities.
  • End-to-end, invoice-based supplier payments designed for growing companies


There are two plans:

Tipalti Express and Tipalti Pro. 

  • Tipalti Express offers straightforward payment capabilities for smaller companies.
  • Tipalti Pro is built for medium and enterprise companies with features like tax forms, multi-entity payables, and international tax IDs. 

Pricing is custom and varies based on business needs, processing requirements, and volume of users

AvidXchange vs Tipalti

What does Tipalti do?

Tipalti is a provider of global payables and procurement automation software that supports all phases of the AP and payment management workflow in one cloud platform. 

Tipalti Product Capabilities Overview

Tipalti addresses everything from PO management, supplier onboarding and vetting to tax and regulatory compliance, invoice processing, 2&3-way PO matching, intelligent approval workflows, and payments to suppliers in various payment methods to 196 countries and 120 currencies, supplier payment status communications, payment reconciliation, and reporting. 

Tipalti also offers advanced global AP capabilities, such as early payments, multi-entity AP, Multi-FX, and FX-hedging. Tipalti integrates with all major ERPs and accounting systems, syncing with subsidiary GL ensuring payables information is up to date and accelerating financial close by more than 25%.

What does AvidXchange do?

AvidXchange is a provider of accounts payable and payment processing software. Their solutions include AP automation, payment services, and invoices acceleration. AvidXchange also provides customers access to a network of suppliers for the midmarket, with over 700,000 suppliers across different industries.

An illustration of a cat with a yellow eye on a dark background, featuring avidXchange alternatives.
Trustradius top rated 2020

Recognized as
TrustRadius’s #1 Accounts Payables Solution:

1st Place – Best Feature Set

1st Place – Usability

1st Place – Customer Support

Features of Tipalti vs. AvidXchange

Although AvidXchange and Tipalti both help companies automate their accounts payable processes, each platform is designed with different features and solutions for finance teams. Here’s a look at some of the differences between Tipalti and AvidXchange.

*Limited functionality 
Payment Methods
Global ACH (eCheck), US ACH, Wire, PayPal, Check, and prepaid debit card
Domestic, ACH, Checks and card only
Global Payment Coverage
Paying to 196 countries in 120 currencies
Limited global payment methods
Automated Invoice Processing
OCR (Header and line level scan and capture), machine learning, managed services
Comparable capability
PO Management
Integrated PO and payable solution, helping streamline company purchases, improve spend controls, and reduce AP processing time. Integrated with Slack to accelerate approvals.
PO creation, no Slack integration to accelerate approvals
Supplier Onboarding and Vetting
Effortlessly onboard vendors with a client-branded portal, preferred payment method, currency, and payment thresholds. 26K+ rules validate payments, screen against OFAC/SDN lists
All done manually via AvidXchange’s call center
Multi-Entity Payables Reconciliation
Manage multiple entities in a single instance with a consolidated view, instant reconciliation across entities and payables workflows
Can pay from different entities but no consolidated view, no tax, branding, no global payments
Tax Compliance
KPMG approved tax engine, collect W8 & W9 tax forms, collect and validate IRS and VAT tax ID, 1099 & 1042 prep reports and withholding. Validates against 3,000+ rules
No tax compliance
FX Solutions
Currency conversions without the complications – save time and money on currency conversions. Also, advanced FX solutions – intercompany bank transfers, FX hedging, payee FX
No FX solutions
Early Payments / Rebates
Payees can get paid earlier than their due date without any change to the AP process or impacting your working capital
Only rebates via card, no other payment methods
ERP Integrations
Native API integrations with major ERPs (NetSuite, Intacct and QuickBooks Online). Integration with all other ERP’s via pre-built connectors using no-code, drag-and-drop intefrace

Knowing Which Solution is Best for Your Business

Selecting the AP Automation solution that fits your business’ needs is an important choice, especially for growing teams that need a solution that can scale with their business. Your business may also need specific features such as international payment capabilities, Multi-FX Multi-Entity, or tax and regulatory compliance. Evaluate these feature differences to help guide your decision.

When to Choose Tipalti?

You are running a hyper-growth business, whether you are scaling domestically or expanding internationally. 

You want to automate your entire workflow and accelerate financial close.

You want to strengthen compliance and controls and reduce Tax fraud and audit risk.

When to Choose AvidXchange?

You are in the real estate, construction, property management, and HOAs industries, and you are OK with managing some workflows manually.

You do not run any operations outside of the US

You do not have a large number of vendors.

“With Tipalti, we can shift our focus to more meaningful activities, such as fundraising and elevating our accounting staff. I don’t have to spend as much time on financials—except reviewing them once a month. Automation gets us there.”

Jim Durkin | Controller, ImaginAb

“With Tipati, we’ve removed 90% of the manual elements from the process, and we’re making it super easy for everyone at each stage to understand what’s going on”

Bradley Clifford | Assistant Controller, Stack Overflow

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