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The Top Alternatives to Trolley


On this page, we’ll break down several alternatives to Trolley and offer a comparison of Trolley vs. Tipalti. We’ve also paired it with a comprehensive guide to mass payments.

Other Alternatives & Competitors to Trolley

Skrill

Skrill is a digital payments solution for both pay-in and pay-out services. Established in 2001, the digital wallet provider has fast, secure, and optimized finance solutions with 100+ different payment methods. The brand has partnered with all major shopping carts, offering chargeback protection, frictionless payments, and competitive processing rates.

Manage your money in 120 countries, from a single account. Skrill provides quick checkout that enables you to add cards, wallets, instant bank transfers, and cash payment methods with a rapid transfer feature that supports 3000+ banks. 

Top Features

  • Free Skrill Visa prepaid card for business spending anywhere Visa is accepted.
  • A fast and secure mobile app lets you move your account balance 24/7, worldwide.
  • A digital wallet for quick electronic payments. Customers pay with just an email address and password. 

Serviceable Market

Strengths

Pricing

Veem

Veem is a global payment network that provides a simple solution for organizations to pay and get paid. Founded in 2014, the San Francisco-based platform is recognized, regulated, and trusted around the world. Offering 24/7 support and competitive rates, the platform never holds funds or charges a subscription.

With Veem, a business can experience how easy it is to transact on a global scale (and domestically). Save time and gain better visibility into cash flow, while offering a multitude of flexible payment options. Veem has over $100M in funding to date and can help a company ditch its legacy systems once and for all.

Top Features

  • Free domestic business payments with an efficient, affordable, and secure global payments network.
  • Pay in over 100 countries simply, quickly, and with no FX fee in 70+ currencies.
  • Mass pay enables you to send thousands of payments at once in a simple, scalable way.

Serviceable Market

Strengths

Pricing

LemonWay

Founded in 2007, LemonWay is a modular payment solution for marketplaces, ecommerce websites, and crowdfunding platforms. The system is secure, compliant, regulated by the ACPR, and benefits from the” EU financial passport” in 29 countries. The brand is trusted and used by over 1,400 websites in Europe, including 200 crowdfunding platforms.

LemonWay allows you to customize payment flows and offers developers API solutions to implement into client platforms. It helps to simplify payments for product, service, and financial marketplaces. It does this by offering features like wallet management and third-party payment in a KYC/AML regulated framework.

Top Features

  • Payment experience in 14 operational currencies with payment methods adapted to your users’ needs.
  • Simplify networking and purchases between individuals, manage commissions, and monitor cash flows in real-time.
  • Streamlined processing of transfers with IBANization of your payment accounts.

Serviceable Market

Strengths

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MangoPay

MANGOPAY provides an end-to-end payment solution to help a business manage third-party transactions. The system is designed for marketplaces, crowdfunding platforms, and fintech companies looking to optimize payment flows with multiple currencies, and verify users for local regulations.  

Using MANGOPAY’s white-label API, organizations can set up custom transfers, serving the specialist entrepreneurial needs of European markets. The system handles specific payment methods and escrow funds indefinitely. It provides a fully featured sandbox, freely available for testing, SDKs, plug-ins, and an ecommerce connector for simplified integration.

Top Features

  • E-wallets and Ibanization payment tools for a personalized workflow and unlimited escrowing time.
  • Highly secure with an electronic money institution license valid in all 31 EEA countries and automated identity checks.
  • Split, deferred, and recurring payments offer the possibility to adapt to any user’s needs.

Serviceable Market

Strengths

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Tipalti

Tipalti enables companies to attract and retain partners with a top-tier experience and transforms the entire partner payments operation for today’s fastest-growing, global, digital-first companies. Every creator, streamer, developer, affiliate, or publisher on your platform can count on a best-in-class partner experience above all.

Tipalti provides an end-to-end mass payment solution that allows a business to easily process payments via PayPal, global ACH (eCheck), wire transfer, prepaid debit card, ACH, and check. Tipalti empowers businesses to attract and retain top partners with a superb partner experience that includes flexibility, visibility, and on-time payments. Every creator, streamer, developer, affiliate, or publisher on your platform can count on a best-in-class partner experience above all.

Tipalti’s holistic cloud solution features partner onboarding, tax validation, payment method and currency selection, cross border remittance, early payments, fraud detection, self-billing, reconciliation, performance marketing integrations, and so much more. The system prioritizes efficiency, streamlines cash flow management, and delivers a white-label experience across the globe.

Top Features

  • KPMG approved, built-in tax engine and self-service partner onboarding.
  • Global partner payments effectiveness and fraudulent payment risk reduction
  • A broad range of global payment methods and currencies to improve payment accuracy and timeliness, give early payment discounts, and provide proactive partner visibility.

Serviceable Market

Strengths

Pricing

Power your entire partner payouts operations

98%

Customer Satisfaction

$50B+

Annual Transactions

4M+

Partners

4,000+

Customers

99%

Customer Retention

Trolley vs Tipalti

What does Tipalti Do?

Tipalti’s comprehensive approach to automating payables streamlines the entire cycle from partner onboarding and global payments to reconciliation. The platform manages all interactions between your business and your partners to provide end-to-end control and optimizes the entire payables workflow, future-proofing your operations for mass scale, while reducing up to 80% of manual workload. Manage your entire mass payment operation in a single, intuitive dashboard.

Tipalti Product Capabilities Overview

Tipalti’s fully-brandable mass payment automation solution for performance-based business models minimizes manual effort, maximizes self-service, and dramatically increases scalability and auditability.

Tipalti addresses everything from partner onboarding and vetting, to tax and regulatory compliance, payments to partners in various payment methods in 196 countries and 120 currencies, partner payment status communications, payment reconciliation, and reporting. 

Tipalti also offers advanced capabilities, including: fraud detection, early payments, multi-entity, and FX solutions. Tipalti integrates with performance marketing platforms to determine how much & when to pay partners plus all major ERPs & accounting systems for faster reconciliation and accelerated financial close.

What does Trolley do?

Trolley (formerly Payment Rails) is a payouts platform for the internet economy. Businesses use Trolley to automate and manage payouts, and collect recipient tax and banking information. Trolley enables mass payouts for online marketplaces, on-demand and sharing-economy platforms, ad networks, affiliate platforms, and app stores.

Features of Tipalti vs. Trolley

Although Trolley and Tipalti both help companies automate their mass payments processes, each platform is designed with different features and solutions. Here’s a look at some of the differences between Tipalti and Trolley.

TipaltiTrolley
*Limited functionality 
Procure-to-Pay
End-to-end from requisition to PO creation, to payment and reconciliation
Limited invoice processing and payment capabilities
PO Creation
Streamlined workflow to automatically generate PO after purchase request is approved; allow custom fields
Comparable
Contract Repository
Attach vendor contract to the vendor profile; set automated reminders for early renewals and negotiation opportunities
No contract repository support
Budget Control
Visibility into the budget status when approving purchase requests. Automated sync of Actual budget status from NetSuite
Comparable in most features except for the Actual budget sync from NetSuite
Invoice Management
Machine learning based header- and line-level OCR. Managed Services. 2- & 3-way PO matching, Invoice approvals, and actioning via email
OCR header-level only, no managed services, no machine learning.
Global Payments
Pay to 196 countries in 120 currencies, 6 payment methods, Money Transmitter Licenses
Limited payment methods: only available via cards and domestic ACH
Multi-Entity
Manage multiple entities with different processes and workflows, gain consolidated view. Instant reconciliation across methods, entities, geos, currencies, and payable workflows
Multi-instance. No branding, payment options, tax workflows, payment routing, approvers, etc. for each entity
Supplier Management
Client-branded onboarding portal. 26K+ rules validate payments and reduce errors, screen against OFAC/SDN lists
No self-service supplier onboarding, no payment rules validations, no vendor portal
Integrations
API-based integrations with major ERP and accounting systems. no-code, Slack
Comparable, gaps in NetSuite integration
Tax compliance
KPMG approved tax engine – collect and validate IRS, VAT tax IDs, W-9, W-8BEN, VAT Details, 1099 & 1042-S reports, and calculate withholdings. Validates against 3,000+ rules
No Tax capability

Knowing Which Solution is Best for Your Business

Selecting the mass payments solution that fits your business’ needs is an important choice, especially for growing teams requiring a solution that can scale with their business. Your business may also need specific features such as multi-subsidiary capabilities, early payment options, fraud prevention, etc. Evaluate these feature differences to help guide your decision.

When to Choose Tipalti?

You are running a hyper-growth business, whether you are scaling domestically or expanding internationally. 

You need a payable solution with built-in scalability to help future-proof your payable operations. As your company grows, your partner payment workflow complexities increase, including paying global partners, handling multi-subsidiary payables, and processing mass payouts. You also need to offer a vast range of localized payment methods to pay your domestic and global partners in their preferred payment methods and local currencies.

Tipalti’s end-to-end global partner payments platform future proofs your operations, so you don’t have to keep allocating more resources to payables as you grow. Tipalti’s Multi-Entity capability enables payers to manage a large number of entities within the same instance of Tipalti, allowing for centralized controls and financial reporting. Trolley does not have multi-entity capabilities.

Tipalti’s advanced capabilities also include KPMG-approved tax capability for IRS compliance, collecting and validating IRS and maintaining W-9, W-8 series forms, VAT details, generating 1099 / 1042-S preparation reports, and calculating any necessary withholdings. 

While Trolley can only support foreign TIN number formats for US businesses, Tipalti supports local & VAT tax ID collection in 49 countries with a built-in tax engine that validates against 3,000+ rules to prevent ID errors & issues for non-US businesses. Additionally, for European countries, Tipalti supports document collection so partners can provide additional information when needed and self-billing invoices where partners must approve invoices before payments can be processed.

You want to attract & retain top partners with a superb payment experience.

You want to strengthen compliance and controls & reduce tax, fraud, & audit risk.

When to Choose Trolley?

You are a small & low growth business.

Trolley has had success with small & medium sized businesses but its solutions are relatively unproven at scale with large digital industry players with global partner payment workflows. Trolley is a small business itself with less than 100 employees and while it provides good support, it may have difficulty supporting your needs as you grow.

Companies may quickly outgrow Trolley as it has some product limitations that can lead to more manual effort & time spent on the financial close & payment reconciliation process. Trolley has limited integrations with performance marketing systems to directly tie performance analytics & data to partner payments, gain visibility into the complete publisher performance-to-pay lifecycle & easily sync onboarding data from publishers, affiliates, influencers, content creators, or other marketplace partners. Trolley’s ERP integrations are limited and via third-party connectors.

You do not run any operations outside of the US.

You & your partners are OK with slower payment remittance.

Tipalti streamlined international payments and compliance. As we continue to acquire companies, we can maximize these investments without compromising scalability or needing new approaches or technology.

Phil Newell | Director of Finance IT, GoDaddy

When we started towards full automation, we decided to implement Tipalti across the entirety of our organization due to the ability to have the multi-entity set-up, the international payment set-up, and just the ease with how Tipalti handles this. If we open up any offices in the future, this is a system that we’ve got in place that allows us to do that, because it’s super simple to add another entity into the system, and then we’re up and running straight away.

Bradley Clifford | Assistant Controller, Stack Overflow

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